Navigating the Home Loan
Process is Challenging

We are here to Guide you… Every step of the way

You have a lot of options… and our job is to Find you the Best Price and give you the Service You Deserve.

We Do This By:

STRAIGHT TALK

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No sales gimmicks, just the facts to help you make an informed decision

5 STAR SERVICE

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We invite you to read our reviews from actual clients like you

STELLAR COMMUNICATION

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By phone, email or text, you get fast response times

NO JUNK FEES

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We simply charge less

DOING THE MATH

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We shop the overall market to find the best rates for your situation

NO BAIT & SWITCH

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If we quote a rate, we can actually lock it for you
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Primary Loan Types

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CONVENTIONAL LOANS

  • Purchase or Refinance
  • Affordable Housing Programs
  • Low downpayment options
  • Cash Out options
  • Primary, Vacation, Investment
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FHA LOANS

Purchase or Refinance

  • Low downpayment
  • Reduced PMI
  • Less than perfect credit
  • Underwrithing flexibility
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Reverse Mortgages

  • Get cash for any purpose
  • Eliminate current mortgage
  • Pay off some or all of your debts
  • No monthly repayments required

Actual Testimonials from our clients

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Bill took care of me and gave me a great VA deal when others said it couldn’t be done with our credit situation. We got the market rate and others said it wouldn’t happen. We will never go to anyone…

Elizabeth Ferrales – APPLE VALLEY, California
2025-10-08
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Bill took care of me and gave me a great VA deal when others said it couldn’t be done with our credit situation. We got the market rate and others said it wouldn’t happen. We will never go to anyone else for a mortgage besides Bill. Amazing work and was always on top of things.

Elizabeth Ferrales – APPLE VALLEY, California
2025-10-08
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Bill has done several mortgages for me, always professional and prompt. Gives me the best deal in the market. I will always use his services for my mortgage.

Karen Kilburn – FRWSNO, California
2025-07-24
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Bill has done several mortgages for me, always professional and prompt. Gives me the best deal in the market. I will always use his services for my mortgage.

Karen Kilburn – FRWSNO, California
2025-07-24
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Thank you for never giving up on my difficult reverse mortgage. It was a crazy journey but you got it done and didn’t let me down.

Cynthia Boyd – SAN DIEGO, California
2025-07-08
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Thank you for never giving up on my difficult reverse mortgage. It was a crazy journey but you got it done and didn’t let me down.

Cynthia Boyd – SAN DIEGO, California
2025-07-08
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Bill and his team were able to do a VA streamline on my house and drop my payments by $715 a month! Not only that but he got us a rate that no one else could come close to. I have done several loans…

Damon Franklin – SERHERTZ, Texas
2024-12-20
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Bill and his team were able to do a VA streamline on my house and drop my payments by $715 a month! Not only that but he got us a rate that no one else could come close to. I have done several loans with Bill and he will always be my go to guy for mortgages.

Damon Franklin – SERHERTZ, Texas
2024-12-20