Navigating the VA Loan
Process is Challenging

We are here to Guide you… Every step of the way

You have a lot of options… and our job is to Find you the Best Price and give you the Service You Deserve.

We Do This By:

STRAIGHT TALK

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No sales gimmicks, just the facts to help you make an informed decision

5 STAR SERVICE

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We invite you to read our reviews from actual Veterans like you

STELLAR COMMUNICATION

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By phone, email or text, you get fast response times

NO JUNK FEES

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We simply charge less

DOING THE MATH

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We shop the overall market to find the best rates for your situation

NO BAIT & SWITCH

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If we quote a rate, we can actually lock it for you
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Veteran Loan Options:

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VA LOANS

Home Purchase or Cash Out

Proud to help those who help us. VA offers zero down payment loans, great for first time buyers or buyers who don’t want to tie up their money in real estate. There never is mortgage insurance with VA loans.

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VA IRRRL

(Streamline) Refinance

In a VA loan now? Refinance into a lower rate without the hassle of income documentation or an appraisal.

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HIGH BALANCE (JUMBO) VA LOANS

Offering options for those whose loans are above the county limits.

Serving our Veterans

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Our team of experienced loan professionals are here to help you make the best possible decisions. We strive to give our clients a mortgage experience they have probably never received – smart, professional, informed, accurate, and a better deal than what they have found elsewhere. We don’t take your lending process lightly. We understand how critical it is to use the right wholesale lender for our client’s needs. However, we work only in our client’s best interests – never the lender’s.

Click here to meet our team members. You might have already heard from them, put a face to their name! We are all here to support you.

Testimonials from Veterans Like You

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Jeri G is the best loan officer on the planet
She has outstanding customer service skills, she is professional and knowledgeable expeditious
My husband and I have been financing real state for 40 y…

Erlinda Nevarez – ANAHEIM, California
2021-10-20
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Jeri G is the best loan officer on the planet
She has outstanding customer service skills, she is professional and knowledgeable expeditious
My husband and I have been financing real state for 40 years worked with many lending offices in the past and Jeri’s expertise and attention to our needs are by far the best we ever experienced
Thank you Jeri, you are the best of the best
We will recommend you to anyone we know

Erlinda Nevarez – ANAHEIM, California
2021-10-20
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My new refinance went very smoothly with no issues at all. Jeri and Ryan did an amazing job with everything from start to finish. I would highly recommend them to all of my friends. Outstanding work…

Donald Clapper – CVAE CREEK, Arizona
2021-10-20
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My new refinance went very smoothly with no issues at all. Jeri and Ryan did an amazing job with everything from start to finish. I would highly recommend them to all of my friends. Outstanding work and thanks again!

Best,
Don Clapper
Cave Creek, AZ.

Donald Clapper – CVAE CREEK, Arizona
2021-10-20
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The process was easy, fast, and everything promised was delivered.

John Barber – TEMPE, Arizona
2021-10-20
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The process was easy, fast, and everything promised was delivered.

John Barber – TEMPE, Arizona
2021-10-20
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Our loan process was executed by true professionals. The line of communication was incredible and we never felt like we were lacking any information through the entire process. Lynn and Paul were ve…

Cedric Brookes – PALM DESERT, California
2021-10-10
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Our loan process was executed by true professionals. The line of communication was incredible and we never felt like we were lacking any information through the entire process. Lynn and Paul were very patient with us when we fell behind a couple of times. When it’s time for our next loan, we will be reaching out to Paul and Lynn. My wife and I are absolutely delighted to have come in contact with Pacific Mortgage. Cheers!

Cedric Brookes – PALM DESERT, California
2021-10-10