Navigating the VA Loan
Process is Challenging

We are here to Guide you… Every step of the way

You have a lot of options… and our job is to Find you the Best Price and give you the Service You Deserve.

We Do This By:

STRAIGHT TALK

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No sales gimmicks, just the facts to help you make an informed decision

5 STAR SERVICE

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We invite you to read our reviews from actual Veterans like you

STELLAR COMMUNICATION

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By phone, email or text, you get fast response times

NO JUNK FEES

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We simply charge less

DOING THE MATH

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We shop the overall market to find the best rates for your situation

NO BAIT & SWITCH

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If we quote a rate, we can actually lock it for you
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Veteran Loan Options:

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VA LOANS

Home Purchase or Cash Out

Proud to help those who help us. VA offers zero down payment loans, great for first time buyers or buyers who don’t want to tie up their money in real estate. There never is mortgage insurance with VA loans.

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VA IRRRL

(Streamline) Refinance

In a VA loan now? Refinance into a lower rate without the hassle of income documentation or an appraisal.

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HIGH BALANCE (JUMBO) VA LOANS

Offering options for those whose loans are above the county limits.

Serving our Veterans

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Our team of experienced loan professionals are here to help you make the best possible decisions. We strive to give our clients a mortgage experience they have probably never received – smart, professional, informed, accurate, and a better deal than what they have found elsewhere. We don’t take your lending process lightly. We understand how critical it is to use the right wholesale lender for our client’s needs. However, we work only in our client’s best interests – never the lender’s.

Click here to meet our team members. You might have already heard from them, put a face to their name! We are all here to support you.

Testimonials from Veterans Like You

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Lowered my rate by over 1% and paid off debt. Saved us over $1,000 a month! Amazing. I have done several loans with Bill and it’s always smooth and easy. Answers his phone, emails, always availabl…

Robert Collins – WADDELL, Arizona
2026-06-08
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Lowered my rate by over 1% and paid off debt. Saved us over $1,000 a month! Amazing. I have done several loans with Bill and it’s always smooth and easy. Answers his phone, emails, always available. Great once again!

Robert Collins – WADDELL, Arizona
2026-06-08
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All I can say is WOW. Spoke to Bill after hours on a Friday, did the paperwork over the phone. Faxed him the items needed on Monday, on Wednesday we had a loan ready to close and the following Monda…

James Andrews – GARDENA, California
2026-06-08
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All I can say is WOW. Spoke to Bill after hours on a Friday, did the paperwork over the phone. Faxed him the items needed on Monday, on Wednesday we had a loan ready to close and the following Monday we closed. That’s about a week from call to close. And I dropped my rate about 3%. Amazing. Will always work with Bill.

James Andrews – GARDENA, California
2026-06-08
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I was referred to Bill by the seller of the house who has done several loans with him. The entire process was excellent, smooth, and painless. This was a unique property and I still got a rate that…

Lori Schneider – PHOENIX, Arizona
2026-05-29
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I was referred to Bill by the seller of the house who has done several loans with him. The entire process was excellent, smooth, and painless. This was a unique property and I still got a rate that was below market. I travel all the time for work and have odd hours at times, but Bill and his team always made time to work around my schedule.

Lori Schneider – PHOENIX, Arizona
2026-05-29
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Bill got us a 2nd mortgage at a rate below bank rates, closed in under 2 weeks, no appraisal, no headaches and no money out of pocket. We saved over $1,300 a month. Thanks again, we will always use …

Raul Rivera – MISSION VIEJO, California
2026-05-26
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Bill got us a 2nd mortgage at a rate below bank rates, closed in under 2 weeks, no appraisal, no headaches and no money out of pocket. We saved over $1,300 a month. Thanks again, we will always use your services!

Raul Rivera – MISSION VIEJO, California
2026-05-26