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Navigating the VA Loan
Process is Challenging

We are here to Guide you… Every step of the way

You have a lot of options… and our job is to Find you the Best Price and give you the Service You Deserve.

We Do This By:

STRAIGHT TALK

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No sales gimmicks, just the facts to help you make an informed decision

5 STAR SERVICE

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We invite you to read our reviews from actual Veterans like you

STELLAR COMMUNICATION

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By phone, email or text, you get fast response times

NO JUNK FEES

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We simply charge less

DOING THE MATH

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We shop the overall market to find the best rates for your situation

NO BAIT & SWITCH

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If we quote a rate, we can actually lock it for you
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Veteran Loan Options:

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VA LOANS

Home Purchase or Cash Out

Proud to help those who help us. VA offers zero down payment loans, great for first time buyers or buyers who don’t want to tie up their money in real estate. There never is mortgage insurance with VA loans.

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VA IRRRL

(Streamline) Refinance

In a VA loan now? Refinance into a lower rate without the hassle of income documentation or an appraisal.

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HIGH BALANCE (JUMBO) VA LOANS

Offering options for those whose loans are above the county limits.

Serving our Veterans

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Our team of experienced loan professionals are here to help you make the best possible decisions. We strive to give our clients a mortgage experience they have probably never received – smart, professional, informed, accurate, and a better deal than what they have found elsewhere. We don’t take your lending process lightly. We understand how critical it is to use the right wholesale lender for our client’s needs. However, we work only in our client’s best interests – never the lender’s.

Click here to meet our team members. You might have already heard from them, put a face to their name! We are all here to support you.

Testimonials from Veterans Like You

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A+ expert service from Bill. He answered all of our questions and concerns with his seasoned expertise. He was always super communicative and took the time to explain all of our questions. I will be u…

Evan Chadick – SCOTTSDALE, Arizona
2023-10-17
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A+ expert service from Bill. He answered all of our questions and concerns with his seasoned expertise. He was always super communicative and took the time to explain all of our questions. I will be using Bill for our next home purchase.

Evan Chadick – SCOTTSDALE, Arizona
2023-10-17
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In this crazy market, Zach was great at laying out and explaining our different options for financing. We found a house we thought would be just out of reach but he was able to help us buy down our ra…

Shaquille Cyril – PHOENIX, Arizona
2023-09-07
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In this crazy market, Zach was great at laying out and explaining our different options for financing. We found a house we thought would be just out of reach but he was able to help us buy down our rate and make it all possible. The house hunting process was long and arduous but Zach was very patient and helped us make methodical decisions. Couldn’t have asked for a better lender.

Shaquille Cyril – PHOENIX, Arizona
2023-09-07
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Zach Salzman is a fantastic Mortgage Broker and helped me to get the best deal out there. Zach was able to knock off almost a whole percent off of our interest rate saving myself hundreds on my mortg…

Jason Salanoa – SURPRISE, Arizona
2023-09-07
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Zach Salzman is a fantastic Mortgage Broker and helped me to get the best deal out there. Zach was able to knock off almost a whole percent off of our interest rate saving myself hundreds on my mortgage. He is very knowledgeable on all of the plans and programs from VA loans. I will definitely come back to Zach for anymore of my mortgage needs and recommend him to all of my family and friends.

Jason Salanoa – SURPRISE, Arizona
2023-09-07
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My husband and I found ourselves in an unfamiliar situation where we needed to pay off some credit card debt and get on track with our finances. My brother and sister in law referred us to Team PMC…

Lisette Hall – COMMERCE CITY, Colorado
2023-08-22
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My husband and I found ourselves in an unfamiliar situation where we needed to pay off some credit card debt and get on track with our finances. My brother and sister in law referred us to Team PMC, as they had gone through a similar life experience and had nothing but good things to say. We worked with Zach Salzman in regards to a VA loan. Zach is very personable, extremely knowledgeable and very helpful. He helped us through the entire process of our loan and paying off our debt. He was in constant contact with us to make sure we knew what was going on and was always available for questions. I want to thank Zach for making this process flow so easily and for being so delightful to work with. I will recommend Zach to anyone else who may need to this help, or if we ever need anything else. Thank you again Zach for your guidance and your professionalism. You are a really great person.

Lisette Hall – COMMERCE CITY, Colorado
2023-08-22