Navigating the VA Loan
Process is Challenging

We are here to Guide you… Every step of the way

You have a lot of options… and our job is to Find you the Best Price and give you the Service You Deserve.

We Do This By:

STRAIGHT TALK

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No sales gimmicks, just the facts to help you make an informed decision

5 STAR SERVICE

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We invite you to read our reviews from actual Veterans like you

STELLAR COMMUNICATION

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By phone, email or text, you get fast response times

NO JUNK FEES

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We simply charge less

DOING THE MATH

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We shop the overall market to find the best rates for your situation

NO BAIT & SWITCH

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If we quote a rate, we can actually lock it for you
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Veteran Loan Options:

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VA LOANS

Home Purchase or Cash Out

Proud to help those who help us. VA offers zero down payment loans, great for first time buyers or buyers who don’t want to tie up their money in real estate. There never is mortgage insurance with VA loans.

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VA IRRRL

(Streamline) Refinance

In a VA loan now? Refinance into a lower rate without the hassle of income documentation or an appraisal.

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HIGH BALANCE (JUMBO) VA LOANS

Offering options for those whose loans are above the county limits.

Serving our Veterans

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Our team of experienced loan professionals are here to help you make the best possible decisions. We strive to give our clients a mortgage experience they have probably never received – smart, professional, informed, accurate, and a better deal than what they have found elsewhere. We don’t take your lending process lightly. We understand how critical it is to use the right wholesale lender for our client’s needs. However, we work only in our client’s best interests – never the lender’s.

Click here to meet our team members. You might have already heard from them, put a face to their name! We are all here to support you.

Testimonials from Veterans Like You

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I was referred to Bill by the seller of the house who has done several loans with him. The entire process was excellent, smooth, and painless. This was a unique property and I still got a rate that…

Lori Schneider – PHOENIX, Arizona
2026-05-29
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I was referred to Bill by the seller of the house who has done several loans with him. The entire process was excellent, smooth, and painless. This was a unique property and I still got a rate that was below market. I travel all the time for work and have odd hours at times, but Bill and his team always made time to work around my schedule.

Lori Schneider – PHOENIX, Arizona
2026-05-29
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Bill got us a 2nd mortgage at a rate below bank rates, closed in under 2 weeks, no appraisal, no headaches and no money out of pocket. We saved over $1,300 a month. Thanks again, we will always use …

Raul Rivera – MISSION VIEJO, California
2026-05-26
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Bill got us a 2nd mortgage at a rate below bank rates, closed in under 2 weeks, no appraisal, no headaches and no money out of pocket. We saved over $1,300 a month. Thanks again, we will always use your services!

Raul Rivera – MISSION VIEJO, California
2026-05-26
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Bill took care of me and gave me a great VA deal when others said it couldn’t be done with our credit situation. We got the market rate and others said it wouldn’t happen. We will never go to anyone…

Elizabeth Ferrales – APPLE VALLEY, California
2025-10-08
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Bill took care of me and gave me a great VA deal when others said it couldn’t be done with our credit situation. We got the market rate and others said it wouldn’t happen. We will never go to anyone else for a mortgage besides Bill. Amazing work and was always on top of things.

Elizabeth Ferrales – APPLE VALLEY, California
2025-10-08
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Bill has done several mortgages for me, always professional and prompt. Gives me the best deal in the market. I will always use his services for my mortgage.

Karen Kilburn – FRWSNO, California
2025-07-24
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Bill has done several mortgages for me, always professional and prompt. Gives me the best deal in the market. I will always use his services for my mortgage.

Karen Kilburn – FRWSNO, California
2025-07-24