Navigating the VA Loan
Process is Challenging

We are here to Guide you… Every step of the way

You have a lot of options… and our job is to Find you the Best Price and give you the Service You Deserve.

We Do This By:

STRAIGHT TALK

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No sales gimmicks, just the facts to help you make an informed decision

5 STAR SERVICE

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We invite you to read our reviews from actual Veterans like you

STELLAR COMMUNICATION

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By phone, email or text, you get fast response times

NO JUNK FEES

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We simply charge less

DOING THE MATH

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We shop the overall market to find the best rates for your situation

NO BAIT & SWITCH

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If we quote a rate, we can actually lock it for you
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Veteran Loan Options:

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VA LOANS

Home Purchase or Cash Out

Proud to help those who help us. VA offers zero down payment loans, great for first time buyers or buyers who don’t want to tie up their money in real estate. There never is mortgage insurance with VA loans.

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VA IRRRL

(Streamline) Refinance

In a VA loan now? Refinance into a lower rate without the hassle of income documentation or an appraisal.

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HIGH BALANCE (JUMBO) VA LOANS

Offering options for those whose loans are above the county limits.

Serving our Veterans

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Our team of experienced loan professionals are here to help you make the best possible decisions. We strive to give our clients a mortgage experience they have probably never received – smart, professional, informed, accurate, and a better deal than what they have found elsewhere. We don’t take your lending process lightly. We understand how critical it is to use the right wholesale lender for our client’s needs. However, we work only in our client’s best interests – never the lender’s.

Click here to meet our team members. You might have already heard from them, put a face to their name! We are all here to support you.

Testimonials from Veterans Like You

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It is indeed our pleasure to write a review on behalf of Jeri Groves, loan originator officer. First off, we would definitely utilize Jeri again for any refinancing needs as her customer service skil…

Donna and john Walker – BUCKEYE, Arizona
2021-01-20
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It is indeed our pleasure to write a review on behalf of Jeri Groves, loan originator officer. First off, we would definitely utilize Jeri again for any refinancing needs as her customer service skills were stellar. Since the first moment we spoke on the phone, Jeri was well spoken, knowledgable and professional. Working solely over the phone to refinance our home could have been dicey and unpredictable however with Jeri at the helm, it went as smooth and painless as we could have ever hoped. She was extremely competent, communicative and met every timeline. Jeri was an effective communicator and well-prepared. She is the type of loan officer we prefer to utilize and hope others will too

Respectfully submitted,
Donna Dussault-Walker and John Walker, Buckeye, AZ

Donna and john Walker – BUCKEYE, Arizona
2021-01-20
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We have had four separate occasions to use Pacific Moutain, and Jeri is the only person we trust with our mortgage needs. She is exponentially more knowledgeable than any we have ever used in the past…

Deborah Presley – ANTELOPE, California
2021-01-20
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We have had four separate occasions to use Pacific Moutain, and Jeri is the only person we trust with our mortgage needs. She is exponentially more knowledgeable than any we have ever used in the past. She is honest, on the ball, and she communicates every aspect, as well as being ever present and spot-on with any questions we’ve had. She is very quick to return messages, and she genuinely cares greatly about her client’s well-being. I will never change to a different company or broker, as we have found the absolute BEST!

Deborah Presley – ANTELOPE, California
2021-01-20
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Paul and Lynn Hepner were extremely helpful during our refinance process. Available to clarify any questions or concerns that arose. They kept us informed every step of the way. We were able to get th…

Rakesh Hansraj – DUMFRIES, Virginia
2021-01-16
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Paul and Lynn Hepner were extremely helpful during our refinance process. Available to clarify any questions or concerns that arose. They kept us informed every step of the way. We were able to get the lowest rate available and are very pleased with the process. I would highly recommend them, and if the opportunity were to present itself, would be happy to work with them again.

Rakesh Hansraj – DUMFRIES, Virginia
2021-01-16
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Really good experience with lynn hepner and Paul. No pressure, a thorough review of the why’s behind the numbers, very easy signing the final papers with help along the way with any questions. I wou…

Lisa Engel – TEMPE, Arizona
2021-01-17
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Really good experience with lynn hepner and Paul. No pressure, a thorough review of the why’s behind the numbers, very easy signing the final papers with help along the way with any questions. I would definitely recommend pacific mountain and lynn! Thanks so much.. very happy!

Lisa Engel – TEMPE, Arizona
2021-01-17