Navigating the VA Loan
Process is Challenging
We are here to Guide you… Every step of the way
STRAIGHT TALK
5 STAR SERVICE
STELLAR COMMUNICATION
NO JUNK FEES
DOING THE MATH
NO BAIT & SWITCH
Veteran Loan Options:
VA LOANS
Home Purchase or Cash Out
Proud to help those who help us. VA offers zero down payment loans, great for first time buyers or buyers who don’t want to tie up their money in real estate. There never is mortgage insurance with VA loans.
VA IRRRL
(Streamline) Refinance
In a VA loan now? Refinance into a lower rate without the hassle of income documentation or an appraisal.
HIGH BALANCE (JUMBO) VA LOANS
Offering options for those whose loans are above the county limits.
Serving our Veterans
Our team of experienced loan professionals are here to help you make the best possible decisions. We strive to give our clients a mortgage experience they have probably never received – smart, professional, informed, accurate, and a better deal than what they have found elsewhere. We don’t take your lending process lightly. We understand how critical it is to use the right wholesale lender for our client’s needs. However, we work only in our client’s best interests – never the lender’s.
Testimonials from Veterans Like You
I would like to give a bid shout out and thank you to Paul Hepner for making my second refinance with him as easy as the first. Paul is one of those people you can count on to do exactly what he tells you he is going to do. It is so nice to work with a person who returns calls and keeps you informed every step of the way. If I have a need to refinance again Paul will be my first call. Thank you so much Paul for all of your help.
2021-04-01
Paul is amazing!!! We have done multiple loans with him. He is extremely dedicated to his clients. We will be coming back!!!
2021-03-23
As a US government official living overseas I was able to refinance at a very favorable rate with Paul and Lynn Hepner. From the start, Paul was very clear, patient, anticipated my concerns, and maintained my confidence through constant follow-up throughout the process. Integrity, Efficiency, Service. I will more than likely work with Paul and Lynn again for future real estate needs upon completion of my time overseas.
2021-03-23