Navigating the VA Loan
Process is Challenging
We are here to Guide you… Every step of the way
STRAIGHT TALK
5 STAR SERVICE
STELLAR COMMUNICATION
NO JUNK FEES
DOING THE MATH
NO BAIT & SWITCH
Veteran Loan Options:
VA LOANS
Home Purchase or Cash Out
Proud to help those who help us. VA offers zero down payment loans, great for first time buyers or buyers who don’t want to tie up their money in real estate. There never is mortgage insurance with VA loans.
VA IRRRL
(Streamline) Refinance
In a VA loan now? Refinance into a lower rate without the hassle of income documentation or an appraisal.
HIGH BALANCE (JUMBO) VA LOANS
Offering options for those whose loans are above the county limits.
Serving our Veterans

Our team of experienced loan professionals are here to help you make the best possible decisions. We strive to give our clients a mortgage experience they have probably never received – smart, professional, informed, accurate, and a better deal than what they have found elsewhere. We don’t take your lending process lightly. We understand how critical it is to use the right wholesale lender for our client’s needs. However, we work only in our client’s best interests – never the lender’s.
Testimonials from Veterans Like You
This has been the most professional team I have ever worked with. Paul, Lynn and Michelle are all top notch. Thank you for being super stars and making this process easy.
2022-05-19
It was an absolute pleasure working with Paul and the PMC team for our new home purchase. We developed a great bond that made us feel comfortable and confident along the way. We had all questions answered…the availability of the team was amazing! The time you took to explain every step and every option open to us made the difference for this and future purchases. The ability to provide information in various formats allowed us to have complete understanding of our loan. Expert advice and understanding of the VA process led to huge savings for us…can’t say thank you enough!
2022-05-18
Working with the team at Pacific Capitol was a fantastic experience. Paul explained every required action and it all happened just as he explained it. He made us feel very comfortable and was always available for questions. He listened to our needs and put together a package that more than solved our challenges. We had started the process with one of the large companies, but we were just a number. With the team at Pacific Capitol we felt like we were part of the team. Thanks so much for all of your support.
2022-05-18
The process was smooth and seamless. Paul and Lynn were easy to reach anytime I had a question. The responsiveness and professionalism was amazing! They are definitely all about the customer experience! There would be no hesitation to do business with them again!
2022-05-10