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Navigating the VA Loan
Process is Challenging

We are here to Guide you… Every step of the way

You have a lot of options… and our job is to Find you the Best Price and give you the Service You Deserve.

We Do This By:

STRAIGHT TALK

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No sales gimmicks, just the facts to help you make an informed decision

5 STAR SERVICE

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We invite you to read our reviews from actual Veterans like you

STELLAR COMMUNICATION

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By phone, email or text, you get fast response times

NO JUNK FEES

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We simply charge less

DOING THE MATH

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We shop the overall market to find the best rates for your situation

NO BAIT & SWITCH

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If we quote a rate, we can actually lock it for you
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Veteran Loan Options:

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VA LOANS

Home Purchase or Cash Out

Proud to help those who help us. VA offers zero down payment loans, great for first time buyers or buyers who don’t want to tie up their money in real estate. There never is mortgage insurance with VA loans.

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VA IRRRL

(Streamline) Refinance

In a VA loan now? Refinance into a lower rate without the hassle of income documentation or an appraisal.

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HIGH BALANCE (JUMBO) VA LOANS

Offering options for those whose loans are above the county limits.

Serving our Veterans

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Our team of experienced loan professionals are here to help you make the best possible decisions. We strive to give our clients a mortgage experience they have probably never received – smart, professional, informed, accurate, and a better deal than what they have found elsewhere. We don’t take your lending process lightly. We understand how critical it is to use the right wholesale lender for our client’s needs. However, we work only in our client’s best interests – never the lender’s.

Click here to meet our team members. You might have already heard from them, put a face to their name! We are all here to support you.

Testimonials from Veterans Like You

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Working with Jeri was awesome she is very knowledgeable and understanding she does her job well

Mable Stone – PHOENIX, Arizona
2023-01-26
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Working with Jeri was awesome she is very knowledgeable and understanding she does her job well

Mable Stone – PHOENIX, Arizona
2023-01-26
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This is my second loan through Jeri. I am not an easy customer, especially in this current market. Jeri is for you if you value patience, intelligence, experience, and trustworthiness. It’s hard to…

Mike Goodwin – GLENDALE, Arizona
2023-01-10
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This is my second loan through Jeri. I am not an easy customer, especially in this current market. Jeri is for you if you value patience, intelligence, experience, and trustworthiness. It’s hard to find good professionals with all these characteristics these days. Very happy to have met Jeri. Don’t expect to work with another lender other than her going forward. Highly recommend!!

Mike Goodwin – GLENDALE, Arizona
2023-01-10
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I’ve trusted Pacific Mountain Capital and their team for a few refinances now. They’ve always been honest and upfront with everything we do together. Would recommend them to anyone. This last ref…

Jason Zheng – BRENTWOOD, California
2023-01-09
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I’ve trusted Pacific Mountain Capital and their team for a few refinances now. They’ve always been honest and upfront with everything we do together. Would recommend them to anyone. This last refinance, Michelle was super helpful too.

Jason Zheng – BRENTWOOD, California
2023-01-09
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Jeri was extremely helpful and made the process easier. She was professional and friendly. Great service!

Spencer Butler – PEORIA, Arizona
2022-12-15
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Jeri was extremely helpful and made the process easier. She was professional and friendly. Great service!

Spencer Butler – PEORIA, Arizona
2022-12-15