Jeri was the best loan officer i have ever dealt with! I have refinance at least 5 times over the years and this was the quickest and lowest loan rate for me. Jeri kept me up to date as the refi was processed, and made me feel confident she would get me the best deal. So glad the Freedom mortgage loan officer ignored me, otherwise I would have had a 1.25% higher APR. Very happy I went with PMC.