Navigating the Home Loan
Process is Challenging

We are here to Guide you… Every step of the way

You have a lot of options… and our job is to Find you the Best Price and give you the Service You Deserve.

We Do This By:

STRAIGHT TALK

option icon
No sales gimmicks, just the facts to help you make an informed decision

5 STAR SERVICE

option icon
We invite you to read our reviews from actual clients like you

STELLAR COMMUNICATION

option icon
By phone, email or text, you get fast response times

NO JUNK FEES

option icon
We simply charge less

DOING THE MATH

option icon
We shop the overall market to find the best rates for your situation

NO BAIT & SWITCH

option icon
If we quote a rate, we can actually lock it for you
bbb logo
equal housing opportunity logo
nmls logo

Primary Loan Types

option icon

CONVENTIONAL LOANS

  • Purchase or Refinance
  • Affordable Housing Programs
  • Low downpayment options
  • Cash Out options
  • Primary, Vacation, Investment
option icon

FHA LOANS

Purchase or Refinance

  • Low downpayment
  • Reduced PMI
  • Less than perfect credit
  • Underwrithing flexibility
option icon

Reverse Mortgages

  • Get cash for any purpose
  • Eliminate current mortgage
  • Pay off some or all of your debts
  • No monthly repayments required

Actual Testimonials from our clients

Stars Icon

I was referred to Bill by the seller of the house who has done several loans with him. The entire process was excellent, smooth, and painless. This was a unique property and I still got a rate that…

Lori Schneider – PHOENIX, Arizona
2026-05-29
Stars Icon

I was referred to Bill by the seller of the house who has done several loans with him. The entire process was excellent, smooth, and painless. This was a unique property and I still got a rate that was below market. I travel all the time for work and have odd hours at times, but Bill and his team always made time to work around my schedule.

Lori Schneider – PHOENIX, Arizona
2026-05-29
Stars Icon

Bill got us a 2nd mortgage at a rate below bank rates, closed in under 2 weeks, no appraisal, no headaches and no money out of pocket. We saved over $1,300 a month. Thanks again, we will always use …

Raul Rivera – MISSION VIEJO, California
2026-05-26
Stars Icon

Bill got us a 2nd mortgage at a rate below bank rates, closed in under 2 weeks, no appraisal, no headaches and no money out of pocket. We saved over $1,300 a month. Thanks again, we will always use your services!

Raul Rivera – MISSION VIEJO, California
2026-05-26
Stars Icon

Bill took care of me and gave me a great VA deal when others said it couldn’t be done with our credit situation. We got the market rate and others said it wouldn’t happen. We will never go to anyone…

Elizabeth Ferrales – APPLE VALLEY, California
2025-10-08
Stars Icon

Bill took care of me and gave me a great VA deal when others said it couldn’t be done with our credit situation. We got the market rate and others said it wouldn’t happen. We will never go to anyone else for a mortgage besides Bill. Amazing work and was always on top of things.

Elizabeth Ferrales – APPLE VALLEY, California
2025-10-08
Stars Icon

Bill has done several mortgages for me, always professional and prompt. Gives me the best deal in the market. I will always use his services for my mortgage.

Karen Kilburn – FRWSNO, California
2025-07-24
Stars Icon

Bill has done several mortgages for me, always professional and prompt. Gives me the best deal in the market. I will always use his services for my mortgage.

Karen Kilburn – FRWSNO, California
2025-07-24