Navigating the Home Loan
Process is Challenging

We are here to Guide you… Every step of the way

You have a lot of options… and our job is to Find you the Best Price and give you the Service You Deserve.

We Do This By:

STRAIGHT TALK

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No sales gimmicks, just the facts to help you make an informed decision

5 STAR SERVICE

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We invite you to read our reviews from actual clients like you

STELLAR COMMUNICATION

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By phone, email or text, you get fast response times

NO JUNK FEES

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We simply charge less

DOING THE MATH

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We shop the overall market to find the best rates for your situation

NO BAIT & SWITCH

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If we quote a rate, we can actually lock it for you
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Primary Loan Types

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CONVENTIONAL LOANS

  • Purchase or Refinance
  • Affordable Housing Programs
  • Low downpayment options
  • Cash Out options
  • Primary, Vacation, Investment
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FHA LOANS

Purchase or Refinance

  • Low downpayment
  • Reduced PMI
  • Less than perfect credit
  • Underwrithing flexibility
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REFINANCING ALLOWS YOU TO:

  • Lower your interest rate + payments
  • Consolidate debts
  • Shorten the time to pay off the house
  • Cash out for any reason
  • Pay off higher rate debt

Actual Testimonials from our clients

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Everyone that we spoke to from your company was extremely kind, helpful and patient with our questions didn’t give us a hard time and was very nice. We enjoyed talking with you and we feel that you ar…

Karen Tremarche – SUN CITY WEST, Arizona
2021-07-29
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Everyone that we spoke to from your company was extremely kind, helpful and patient with our questions didn’t give us a hard time and was very nice. We enjoyed talking with you and we feel that you are a very honest company. Zack was a pleasure to work with, he made doing things very easy and always had an explanation that made sense.
If I ever speak to anyone about refinancing their home I will definitely recommend your company.

Karen Tremarche – SUN CITY WEST, Arizona
2021-07-29
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Had an opportunity working with Jeri Groves to refinance my property. Jeri was wonderful, I am very impress of her high level of customer care, very knowledge, great communication. Jeri had provide me…

Channa Tep – LAVEEN, Arizona
2021-07-28
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Had an opportunity working with Jeri Groves to refinance my property. Jeri was wonderful, I am very impress of her high level of customer care, very knowledge, great communication. Jeri had provide me a clean and clear answer on any question I had as well as willing to go extra miles to respond to my request. Will definitely work with her again and highly recommended.

Channa Tep – LAVEEN, Arizona
2021-07-28
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Refinancing with Paul Hepner the loan officer and then Ron Blade, Ryan Boseman as processors makes for an amazing customer experience! For that reason, I have done my last three mortgage loans with P…

Gloria Wiley – WOODBRIDGE, Virginia
2021-07-28
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Refinancing with Paul Hepner the loan officer and then Ron Blade, Ryan Boseman as processors makes for an amazing customer experience! For that reason, I have done my last three mortgage loans with Pacific Mountain Capital LLC. I always perceived they were handling my loans in the same manner they would have wanted their own loans managed! They kept my loan process moving in an exemplary manner from beginning to end, always giving me daily updates and exhibiting “customer first” attitudes. I was highly impressed as well with the exemplary teamwork exhibited by each of them throughout the process! Furthermore, they always had friendly attitudes, while being patient and respectful with me, even when I asked a multitude of questions! Lastly, I could tell they have an in-depth knowledge of the whole mortgage loan process, too, which gave me peace of mind every time. This is something any customer finds a must and is sometimes hard to find! I would definitely return (as I have twice now) to work with these gentlemen and vow to recommend them to friends and family in the future as I have done before. I can’t thank them enough for their true professionalism!

Gloria Wiley – WOODBRIDGE, Virginia
2021-07-28
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Using Pacific Mountain Capital, LLC has been such a refreshing experience. Having open honest conversations about our needs and what best suits our families future. People with integrity and who truly…

Lisa Nickell – LA MESA, California
2021-07-28
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Using Pacific Mountain Capital, LLC has been such a refreshing experience. Having open honest conversations about our needs and what best suits our families future. People with integrity and who truly want what is best for us is a rarity theses days! I would HIGHLY recommend Pacific Mountain Capitol to anybody.

Lisa Nickell – LA MESA, California
2021-07-28