Navigating the Home Loan
Process is Challenging
We are here to Guide you… Every step of the way
STRAIGHT TALK
5 STAR SERVICE
STELLAR COMMUNICATION
NO JUNK FEES
DOING THE MATH
NO BAIT & SWITCH
Primary Loan Types
CONVENTIONAL LOANS
- Purchase or Refinance
- Affordable Housing Programs
- Low downpayment options
- Cash Out options
- Primary, Vacation, Investment
FHA LOANS
Purchase or Refinance
- Low downpayment
- Reduced PMI
- Less than perfect credit
- Underwrithing flexibility
REFINANCING ALLOWS YOU TO:
- Lower your interest rate + payments
- Consolidate debts
- Shorten the time to pay off the house
- Cash out for any reason
- Pay off higher rate debt
Actual Testimonials from our clients
I would like to give a bid shout out and thank you to Paul Hepner for making my second refinance with him as easy as the first. Paul is one of those people you can count on to do exactly what he tells you he is going to do. It is so nice to work with a person who returns calls and keeps you informed every step of the way. If I have a need to refinance again Paul will be my first call. Thank you so much Paul for all of your help.
2021-04-01
Paul is amazing!!! We have done multiple loans with him. He is extremely dedicated to his clients. We will be coming back!!!
2021-03-23
As a US government official living overseas I was able to refinance at a very favorable rate with Paul and Lynn Hepner. From the start, Paul was very clear, patient, anticipated my concerns, and maintained my confidence through constant follow-up throughout the process. Integrity, Efficiency, Service. I will more than likely work with Paul and Lynn again for future real estate needs upon completion of my time overseas.
2021-03-23