Navigating the Home Loan
Process is Challenging

We are here to Guide you… Every step of the way

You have a lot of options… and our job is to Find you the Best Price and give you the Service You Deserve.

We Do This By:

STRAIGHT TALK

option icon
No sales gimmicks, just the facts to help you make an informed decision

5 STAR SERVICE

option icon
We invite you to read our reviews from actual clients like you

STELLAR COMMUNICATION

option icon
By phone, email or text, you get fast response times

NO JUNK FEES

option icon
We simply charge less

DOING THE MATH

option icon
We shop the overall market to find the best rates for your situation

NO BAIT & SWITCH

option icon
If we quote a rate, we can actually lock it for you
bbb logo
equal housing opportunity logo
nmls logo

Primary Loan Types

option icon

CONVENTIONAL LOANS

  • Purchase or Refinance
  • Affordable Housing Programs
  • Low downpayment options
  • Cash Out options
  • Primary, Vacation, Investment
option icon

FHA LOANS

Purchase or Refinance

  • Low downpayment
  • Reduced PMI
  • Less than perfect credit
  • Underwrithing flexibility
option icon

Reverse Mortgages

  • Get cash for any purpose
  • Eliminate current mortgage
  • Pay off some or all of your debts
  • No monthly repayments required

Actual Testimonials from our clients

Stars Icon

This has been the most professional team I have ever worked with. Paul, Lynn and Michelle are all top notch. Thank you for being super stars and making this process easy.

Trampas Wright – SUFFOLK, Virginia
2022-05-19
Stars Icon

This has been the most professional team I have ever worked with. Paul, Lynn and Michelle are all top notch. Thank you for being super stars and making this process easy.

Trampas Wright – SUFFOLK, Virginia
2022-05-19
Stars Icon

It was an absolute pleasure working with Paul and the PMC team for our new home purchase. We developed a great bond that made us feel comfortable and confident along the way. We had all questions answ…

Hal Gillette – ALDIE, Virginia
2022-05-18
Stars Icon

It was an absolute pleasure working with Paul and the PMC team for our new home purchase. We developed a great bond that made us feel comfortable and confident along the way. We had all questions answered…the availability of the team was amazing! The time you took to explain every step and every option open to us made the difference for this and future purchases. The ability to provide information in various formats allowed us to have complete understanding of our loan. Expert advice and understanding of the VA process led to huge savings for us…can’t say thank you enough!

Hal Gillette – ALDIE, Virginia
2022-05-18
Stars Icon

Working with the team at Pacific Capitol was a fantastic experience. Paul explained every required action and it all happened just as he explained it. He made us feel very comfortable and was always…

Steven Koeneker – SAN PEDRO, California
2022-05-18
Stars Icon

Working with the team at Pacific Capitol was a fantastic experience. Paul explained every required action and it all happened just as he explained it. He made us feel very comfortable and was always available for questions. He listened to our needs and put together a package that more than solved our challenges. We had started the process with one of the large companies, but we were just a number. With the team at Pacific Capitol we felt like we were part of the team. Thanks so much for all of your support.

Steven Koeneker – SAN PEDRO, California
2022-05-18
Stars Icon

The process was smooth and seamless. Paul and Lynn were easy to reach anytime I had a question. The responsiveness and professionalism was amazing! They are definitely all about the customer experi…

Misty Kellerman – GILBERT, Arizona
2022-05-10
Stars Icon

The process was smooth and seamless. Paul and Lynn were easy to reach anytime I had a question. The responsiveness and professionalism was amazing! They are definitely all about the customer experience! There would be no hesitation to do business with them again!

Misty Kellerman – GILBERT, Arizona
2022-05-10