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Actual Client Reviews

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Everyone that we spoke to from your company was extremely kind, helpful and patient with our questions didn’t give us a hard time and was very nice. We enjoyed talking with you and we feel that you ar…

Karen Tremarche – SUN CITY WEST, Arizona
2021-07-29
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Everyone that we spoke to from your company was extremely kind, helpful and patient with our questions didn’t give us a hard time and was very nice. We enjoyed talking with you and we feel that you are a very honest company. Zack was a pleasure to work with, he made doing things very easy and always had an explanation that made sense.
If I ever speak to anyone about refinancing their home I will definitely recommend your company.

Karen Tremarche – SUN CITY WEST, Arizona
2021-07-29
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Had an opportunity working with Jeri Groves to refinance my property. Jeri was wonderful, I am very impress of her high level of customer care, very knowledge, great communication. Jeri had provide me…

Channa Tep – LAVEEN, Arizona
2021-07-28
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Had an opportunity working with Jeri Groves to refinance my property. Jeri was wonderful, I am very impress of her high level of customer care, very knowledge, great communication. Jeri had provide me a clean and clear answer on any question I had as well as willing to go extra miles to respond to my request. Will definitely work with her again and highly recommended.

Channa Tep – LAVEEN, Arizona
2021-07-28
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Refinancing with Paul Hepner the loan officer and then Ron Blade, Ryan Boseman as processors makes for an amazing customer experience! For that reason, I have done my last three mortgage loans with P…

Gloria Wiley – WOODBRIDGE, Virginia
2021-07-28
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Refinancing with Paul Hepner the loan officer and then Ron Blade, Ryan Boseman as processors makes for an amazing customer experience! For that reason, I have done my last three mortgage loans with Pacific Mountain Capital LLC. I always perceived they were handling my loans in the same manner they would have wanted their own loans managed! They kept my loan process moving in an exemplary manner from beginning to end, always giving me daily updates and exhibiting “customer first” attitudes. I was highly impressed as well with the exemplary teamwork exhibited by each of them throughout the process! Furthermore, they always had friendly attitudes, while being patient and respectful with me, even when I asked a multitude of questions! Lastly, I could tell they have an in-depth knowledge of the whole mortgage loan process, too, which gave me peace of mind every time. This is something any customer finds a must and is sometimes hard to find! I would definitely return (as I have twice now) to work with these gentlemen and vow to recommend them to friends and family in the future as I have done before. I can’t thank them enough for their true professionalism!

Gloria Wiley – WOODBRIDGE, Virginia
2021-07-28
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Using Pacific Mountain Capital, LLC has been such a refreshing experience. Having open honest conversations about our needs and what best suits our families future. People with integrity and who truly…

Lisa Nickell – LA MESA, California
2021-07-28
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Using Pacific Mountain Capital, LLC has been such a refreshing experience. Having open honest conversations about our needs and what best suits our families future. People with integrity and who truly want what is best for us is a rarity theses days! I would HIGHLY recommend Pacific Mountain Capitol to anybody.

Lisa Nickell – LA MESA, California
2021-07-28
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Paul takes his job seriously and was an advocate for my objectives throughout the process. Knowledgeable on the market and ready to share his insights, he did an incredible job finding a competitive r…

Jesse Burdick – SAN DIEGO, California
2021-07-25
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Paul takes his job seriously and was an advocate for my objectives throughout the process. Knowledgeable on the market and ready to share his insights, he did an incredible job finding a competitive rate and staying very communicative the whole time. I would absolutely seek to work with PMC again.

Jesse Burdick – SAN DIEGO, California
2021-07-25
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The team was prompt, courteous, competent, and proficient. Very easy and wonderful to work with.

Aaron Burger – ALEXANDRIA, Virginia
2021-07-25
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The team was prompt, courteous, competent, and proficient. Very easy and wonderful to work with.

Aaron Burger – ALEXANDRIA, Virginia
2021-07-25
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Besides Honor, Courage, and Commitment one of the key factors leading to success in a career in the US Navy is attention to detail. If you want to work with a company who epitomizes that attribute yo…

Richard Nielsen – PRESCOTT, Arizona
2021-07-23
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Besides Honor, Courage, and Commitment one of the key factors leading to success in a career in the US Navy is attention to detail. If you want to work with a company who epitomizes that attribute you can’t go wrong with Pacific Mountain Capital and Paul Hepner. The process was explained in detail and as each step was completed, there was communication follow up for any questions or problems. The refinance was done quickly, efficiently, and professionally. I wholeheartedly recommend Paul and his staff to anyone seeking honesty and integrity.

Richard Nielsen – PRESCOTT, Arizona
2021-07-23
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I was fortunate enough to work with Zach, he was undoubtedly the most professional and insightful person I’ve have ever worked with in the home loan industry. I never had a time were a call was not an…

Michael Staab – VIRGINIA BEACH, Virginia
2021-07-21
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I was fortunate enough to work with Zach, he was undoubtedly the most professional and insightful person I’ve have ever worked with in the home loan industry. I never had a time were a call was not answered or returned in the same hour with incredible insight. Every part of this process was fully explained, most questions were preemptively answered as if he knew what questions I would ask before hand. Overall great experience!! I will be recommending Zach and the team to all my friends and family.

Michael Staab – VIRGINIA BEACH, Virginia
2021-07-21
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Process was fast, simple, and more importantly Professional. Zack Salzman was an amazing person to work with. His dedication, knowledge, and professionalism is second to none. I would also like to tha…

Jaime Dominguez – GOODYEAR, Arizona
2021-07-17
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Process was fast, simple, and more importantly Professional. Zack Salzman was an amazing person to work with. His dedication, knowledge, and professionalism is second to none. I would also like to thank Michelle Heintz she was awesome, knowledgeable, and the best in the business. This team is the best in the business by far. Stop looking around and get a hold of this team they will make this process a great experience. Awesome experience overall these guys did not miss a beat.

Jaime Dominguez – GOODYEAR, Arizona
2021-07-17
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One of the few times I’ve had a pleasant experience doing this sort of transaction. Lynn Hepner was great. Very knowledgeable and helpful in explaining the process and keeping me informed at each junc…

Gary Jackson – FONTANA, California
2021-07-17
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One of the few times I’ve had a pleasant experience doing this sort of transaction. Lynn Hepner was great. Very knowledgeable and helpful in explaining the process and keeping me informed at each juncture along the way. Lynn was never out of touch, and she was always available to answer questions or address any concerns I had. The transaction was smooth-sailing, all the way to the end. Great company and great people to work with.

Gary Jackson – FONTANA, California
2021-07-17
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I worked directly with Lynn and she is a great person to work with. She made sure to answer of of my questions, and she was as cool as a cucumber the whole time. She made the whole process go smooth a…

Michael Carter – LAVEEN, Arizona
2021-07-16
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I worked directly with Lynn and she is a great person to work with. She made sure to answer of of my questions, and she was as cool as a cucumber the whole time. She made the whole process go smooth and stress free. Thank you Lynn!

Michael Carter – LAVEEN, Arizona
2021-07-16
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I had Jeri Groves as my Mortgage Specialist she was wonderful. She keep me informed thoughtout the loan process. She was knowledgeable and easy to work with. I’ve had some refi nightmares in the past….

Deborah Taylor – PALM DESERT, California
2021-07-16
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I had Jeri Groves as my Mortgage Specialist she was wonderful. She keep me informed thoughtout the loan process. She was knowledgeable and easy to work with. I’ve had some refi nightmares in the past…Not Jeri, she was on it. Taking me to the finsh line in less than 30 days. I will refer her to all my friends.

Deborah Taylor – PALM DESERT, California
2021-07-16
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I recently worked with Jeri on refinancing my home for a second time. Each time, I found Jeri to be a skilled professional, who is knowledgeable about the financial markets with an ability to pinpo…

Robert Bastedenbeck – TRACY, California
2021-07-14
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I recently worked with Jeri on refinancing my home for a second time. Each time, I found Jeri to be a skilled professional, who is knowledgeable about the financial markets with an ability to pinpoint the exact moment to refinance my home. I have the greatest confidence in Jeri to obtain the best possible deal available.
Sincerely, Bob B,

Robert Bastedenbeck – TRACY, California
2021-07-14
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Working with Zach Salzman at PMC was an excellent overall experience. I got a great rate, and the process was smooth and easy. Thanks!

Andrew Kimmerly – CHANDLER, Arizona
2021-07-14
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Working with Zach Salzman at PMC was an excellent overall experience. I got a great rate, and the process was smooth and easy. Thanks!

Andrew Kimmerly – CHANDLER, Arizona
2021-07-14
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It was a very good experience. Lynn provided us with an email stating exactually what paper work was required and explained the process that was to follow. When it comes time to refi again, I will def…

Shannon Wright – CHEWELAH, Washington
2021-07-13
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It was a very good experience. Lynn provided us with an email stating exactually what paper work was required and explained the process that was to follow. When it comes time to refi again, I will definitely give her a call. Thank you!

Shannon Wright – CHEWELAH, Washington
2021-07-13
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Here’s our story. We are a military family, and I am a retired veteran. We were paying a 3% fixed rate, which is actually pretty good; however, when we refinanced with another company that was under t…

Tammie Pyne – GRAHAM, Washington
2021-07-13
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Here’s our story. We are a military family, and I am a retired veteran. We were paying a 3% fixed rate, which is actually pretty good; however, when we refinanced with another company that was under the “veteran” moniker, I felt duped when I found out it was another company that was actually the lender, and they used the “veteran” logo as their DBA (doing-business-as). The customer service was subpar from the other lender, especially when calling for assistance, and not up-to-date with current online technical advancements that our previous company was at that time. (It’s 2021, paper copies are becoming obsolete, and we should see everything online by this time.) This is when we received a call from Pacific Mountain Capital. We heard them out completely. I did my research and noted they were a reputable company to work out our refinancing options with other lenders. We are now at 2.25%, and our goal is to work the Dave Ramsey debt freedom program with our savings. Paul Hepner, Lynn Hepner, and the entire Pacific Mountain team were instrumental in ensuring that this was an easy process to go through. Also, it helps when you receive great customer service to the point of feeling like family, which is a breath of fresh air. It took about a month from the first call to our weekly consultations to the final closing yesterday. It was a seamless process. You can tell they really cared about the process and they gave us true and hard facts on the refinancing because I am a type-A individual where I believe in “trust but verify”. You won’t go wrong with this group of professionals. It was a pleasure working with Paul, Lynn, and the Pacific Mountain Captial team. And, I will just add this one thing, do your always research, but if your gut says go with this team, trust your gut. You won’t go wrong.

Tammie Pyne – GRAHAM, Washington
2021-07-13
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Our mortgage refinance with PMC was truly a “white glove” experience! They solicited only the best possible rate and overall cost structure for us which was critically important., However, t have …

Jim Ackerman – TUCSON, Arizona
2021-07-13
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Our mortgage refinance with PMC was truly a “white glove” experience! They solicited only the best possible rate and overall cost structure for us which was critically important., However, t have to emphasize that the way they made the process so efficient and provided regular updates made it by far the absolute best mortgage experience we have had! Thank you to PMC most of all for saving us thousands in fees and interest, but also for the professional and timely communications!

Jim Ackerman – TUCSON, Arizona
2021-07-13
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I am extremely happy to have worked with Paul Hepner and Pacific Mountain Capital for our second re-fi. We had a couple bumps along the way and Paul walked us through them with support, professionalis…

Harvey Falsetti – SAN DIEGO, California
2021-07-11
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I am extremely happy to have worked with Paul Hepner and Pacific Mountain Capital for our second re-fi. We had a couple bumps along the way and Paul walked us through them with support, professionalism, and with friendship. He smoothed out the bumps and made the process less stressful than it could have been with someone else or another company, I can only think of working with Paul and Pacific Mountain Capital in the future. There will be a third time for us! Please read this review and know if you give Paul and Pacific Mountain Capital the opportunity to work with you it will be the best decision you make for your family.
They are the best!

Harvey Falsetti – SAN DIEGO, California
2021-07-11
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I worked with Jeri Groves to refinance when the rates were low. She is not only knowledgeable, she also has superior client relationship skills and nerves of steel. I ran into difficulty with an insp…

Tzion Tran – SACRAMENTO, California
2021-07-11
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I worked with Jeri Groves to refinance when the rates were low. She is not only knowledgeable, she also has superior client relationship skills and nerves of steel. I ran into difficulty with an inspection and she locked in my rate, calmed me down, offered ideas and solutions that worked, and held my hand through the repair delays. Jeri is a world-class agent and a pleasure to work with. Her word is solid gold; she does exactly what she says and I never heard an excuse. I highly recommend her and AZPMC to anyone with high standards and big dreams to fulfill.

Tzion Tran – SACRAMENTO, California
2021-07-11
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Lynn and Paul were honest and ethical. I thought they did an excellent job and kept us updated throughout the process. Overall great to work with!

Brian Baldrate – MCLEAN, Virginia
2021-06-30
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Lynn and Paul were honest and ethical. I thought they did an excellent job and kept us updated throughout the process. Overall great to work with!

Brian Baldrate – MCLEAN, Virginia
2021-06-30
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Ms. Groves made my refinance very easy. She answered all my questions and kept me informed throughout the entire process. She was very professional and “customer focused”. I would strongly recomme…

Roland Walker – NEWPORT NEWS, Virginia
2021-06-30
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Ms. Groves made my refinance very easy. She answered all my questions and kept me informed throughout the entire process. She was very professional and “customer focused”. I would strongly recommend Pacific Mountain Capital, LLC and Ms. Groves to anyone seeking to buy/refinance their home!!

Roland Walker – NEWPORT NEWS, Virginia
2021-06-30
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I have used Paul Hepner as my agent the last few times I have financed or re-financed a loan and have nothing but good things to say. He has kept communications open and explained everything ahead of …

Michael Mcadoo – LACEY, Washington
2021-06-29
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I have used Paul Hepner as my agent the last few times I have financed or re-financed a loan and have nothing but good things to say. He has kept communications open and explained everything ahead of time and even during the signing process when two items were unclear to me. I called & He gave me the answers I needed. I’m hard to please so, never give a rating of 5 stars.
Four is Excellent in my mind.

Michael Mcadoo – LACEY, Washington
2021-06-29
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It has been a true pleasure working with Paul and his team. We have bought and refinanced (VA and conventional) several times with him and he has made the otherwise stressful process absolutely seamle…

Matthew Mackenzie – ASHBURN, Virginia
2021-06-29
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It has been a true pleasure working with Paul and his team. We have bought and refinanced (VA and conventional) several times with him and he has made the otherwise stressful process absolutely seamless, leveraging his expertise and top-notch communication. It didn’t matter that we live on the other side of the country, Paul and co made it happen with ease. Cannot say enough good things, and we will definitely work with him again on future endeavors.

Matthew Mackenzie – ASHBURN, Virginia
2021-06-29
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May wife and I highly recommend Paul, as a professional, decent person, and someone whom looked out for our best interests. We are very happy with our refinance, and have already told several friends …

Scott Phariss – SHORELINE, Washington
2021-06-29
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May wife and I highly recommend Paul, as a professional, decent person, and someone whom looked out for our best interests. We are very happy with our refinance, and have already told several friends and colleagues about Paul’s services! If you are looking for a new loan, or a refinance, Call Paul!

Scott Phariss – SHORELINE, Washington
2021-06-29
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Paul and Lynn provided exceptional service! They were always easy to reach and were very patient with all the questions I sent their way. They also made the process so easy for me and they clearly car…

Jennifer Borton – ALEXANDRIA, Virginia
2021-06-29
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Paul and Lynn provided exceptional service! They were always easy to reach and were very patient with all the questions I sent their way. They also made the process so easy for me and they clearly care about their customers.

Jennifer Borton – ALEXANDRIA, Virginia
2021-06-29
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Explained everything in detail. Very professional and has open communication. Easy to talk with. I would definitely recommend Lynn to others who are seeking to refinance.

Edward Chavez – VICTORVILLE, California
2021-06-24
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Explained everything in detail. Very professional and has open communication. Easy to talk with. I would definitely recommend Lynn to others who are seeking to refinance.

Edward Chavez – VICTORVILLE, California
2021-06-24
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Working with Paul and Lynn Hepner was seamless. Very responsive as he promised. Outstanding customer service. I would highly recommend working with them.

Rhonda j. Mckinzie – WOODBRIDGE, Virginia
2021-06-21
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Working with Paul and Lynn Hepner was seamless. Very responsive as he promised. Outstanding customer service. I would highly recommend working with them.

Rhonda j. Mckinzie – WOODBRIDGE, Virginia
2021-06-21
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Paul and his team were WONDERFUL. I’ve worked with Paul before on a refi for my home so I knew he was good. However this time I was helping my daughter purchase her first home using a FHA loan. Thi…

Donna Cameron – MARICOPA, Arizona
2021-06-16
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Paul and his team were WONDERFUL. I’ve worked with Paul before on a refi for my home so I knew he was good. However this time I was helping my daughter purchase her first home using a FHA loan. This was a first for me. My agent suggested another company and my gut told me to reach out to Paul and boy was I glad I did. We were buying in a sellers market for a first time home buyer who had little work history, special needs and needed a co-borrower so it was not an easy task. Paul didn’t mind, he treated us like family and kept us informed every step of the way. There were many changes to the contract and Paul just ran with it and STILL got the loan closed ON TIME! Today my daughter gets the keys to her very own condo and we couldn’t have done it without Paul and his awesome team. I’ve personally purchased many properties before but have never felt like the loan officer cared. Paul didn’t once make me feel like a paycheck, he treated us like family and for that reason, I will refer all my friends and family to him. Thank you from the bottom of my heart for making this happen, Paul and team!

Donna Cameron – MARICOPA, Arizona
2021-06-16
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Incredible service!!! I am so grateful I got to work with Paul!! He always kept me well informed from the moment the loan process started all the way to closing, and never once did I feel like he didn…

Jaclyn Cameron – MARICOPA, Arizona
2021-06-16
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Incredible service!!! I am so grateful I got to work with Paul!! He always kept me well informed from the moment the loan process started all the way to closing, and never once did I feel like he didn’t have my best interest at heart! Thank you so much Paul!!

Jaclyn Cameron – MARICOPA, Arizona
2021-06-16
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Great experience!! My loan officer Zach Salzman explained what to expect and provided timely responses and processing. The best mortgage “Application to Close” experience to date!

Richard Majarian – VAIL, Arizona
2021-06-15
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Great experience!! My loan officer Zach Salzman explained what to expect and provided timely responses and processing. The best mortgage “Application to Close” experience to date!

Richard Majarian – VAIL, Arizona
2021-06-15
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Cannot thank Jeri Groves enough, incredible service and quick closing. We’ve used Jeri in the past and the quality of service is nothing short of spectacular. My wife and I are extremely grateful th…

Tom Labonte – PAYSON, Arizona
2021-06-14
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Cannot thank Jeri Groves enough, incredible service and quick closing. We’ve used Jeri in the past and the quality of service is nothing short of spectacular. My wife and I are extremely grateful that Jeri was able to help us again. Ask for Jeri to assist with you loan or home refinancing, you won’t be disappointed.

Tom Labonte – PAYSON, Arizona
2021-06-14
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Jeri was incredible! The entire process of refinancing our home for me and my wife was smooth and easy. Jeri worked around the clock getting the best interest rate possible for us. She is very experie…

Juan Ortiz – HAYES, Virginia
2021-06-12
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Jeri was incredible! The entire process of refinancing our home for me and my wife was smooth and easy. Jeri worked around the clock getting the best interest rate possible for us. She is very experienced and helped us every step of the way to securing our refinancing home loan. It saved us money and was the best decision we have done thanks to her. She went above and beyond providing excellent customer service to the point she helped us with our credit and provided expert advice to ensure we made the best financial decision that met our families need. A big huge thank you to you Jeri! We truly appreciate everything you have done to make our refinancing home loan possible.

Juan Ortiz – HAYES, Virginia
2021-06-12
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Jeri Groves was a huge help in our refinance. She made it easy and fast. She is very professional and accommodating in all her efforts. She left nothing for us to do but sign. I would hope that if…

Robert Brower – CHULA VISTA, California
2021-06-09
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Jeri Groves was a huge help in our refinance. She made it easy and fast. She is very professional and accommodating in all her efforts. She left nothing for us to do but sign. I would hope that if another refinance become available that we would get to work with Jeri again.

Robert Brower – CHULA VISTA, California
2021-06-09
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This is the second time refinancing with Paul, and he continues to go above and beyond to make the process so quick and easy. And he always gets us the best rates. We recommend him to all our friend…

Nancy Coquilla – SAN JOSE, California
2021-06-08
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This is the second time refinancing with Paul, and he continues to go above and beyond to make the process so quick and easy. And he always gets us the best rates. We recommend him to all our friends and family.

Nancy Coquilla – SAN JOSE, California
2021-06-08
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We were definitely impressed with our VA Refinance experience with Lynn & Paul Hepner at Pacific Mountain Capital. They worked hard to make the necessary changes and kept us up-to-date with what neede…

Liz Deno – LAKE HAVASU CITY, Arizona
2021-06-04
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We were definitely impressed with our VA Refinance experience with Lynn & Paul Hepner at Pacific Mountain Capital. They worked hard to make the necessary changes and kept us up-to-date with what needed to be done to get our Refi processed in a timely manner. They walked us through the entire process with valuable insight, respect, and prompt attention, even when we ran into the inevitable glitches. We highly recommend them- this was by far the best lending experience we have ever had!

Liz Deno – LAKE HAVASU CITY, Arizona
2021-06-04
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This is my third time refinancing with Jeri Grover, her amazing personality and eager to help you leaves me speechless! I, referred my son and daughter in law to her as well. This is their second re…

Richard & rosie Rosillo – SALINAS, California
2021-06-02
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This is my third time refinancing with Jeri Grover, her amazing personality and eager to help you leaves me speechless! I, referred my son and daughter in law to her as well. This is their second refinance. That professionalism, warmth and hospitality she provides you gives you that confidence that assures me, I’m in the right hands and that’s what brings me back to her and her wonderful team!

Richard & rosie Rosillo – SALINAS, California
2021-06-02
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I was nervous about doing a refinance and worried it would be complicated. Paul Hepner made it so easy! He kept us informed throughout the process and kept everything moving efficiently. It was a plea…

Rachel Spence – ALEXANDRIA, Virginia
2021-05-28
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I was nervous about doing a refinance and worried it would be complicated. Paul Hepner made it so easy! He kept us informed throughout the process and kept everything moving efficiently. It was a pleasure working with him and his team.

Rachel Spence – ALEXANDRIA, Virginia
2021-05-28
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Paul Hepner went above and beyond in helping me purchase my first home! Paul is very personable and trustworthy. I felt cared for as though a friend with Paul and his team. Highly recommend! Thank you…

Alba Romero – PACIFICA, California
2021-05-14
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Paul Hepner went above and beyond in helping me purchase my first home! Paul is very personable and trustworthy. I felt cared for as though a friend with Paul and his team. Highly recommend! Thank you for all your hard work, I truly appreciate it!

Alba Romero – PACIFICA, California
2021-05-14
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It has been a pleasure to have done business with your company through such a thoughtfull and caring representative as Paul Hepner. He and his staff have been very patient and…

Carole Kaiser – LOS ANGELES, California
2021-05-13
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It has been a pleasure to have done business with your company through such a thoughtfull and caring representative as Paul Hepner. He and his staff have been very patient and professional throughout our loan application process. I and my wife, Carole, have enjoyed working with Paul from the first phone contact through this date and would/will recommend to any and all.
Sincerely, Arthur Kaiser

Carole Kaiser – LOS ANGELES, California
2021-05-13
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We just finished up our refinance with Jeri Groves and I have to say this was a smooth and easy process. We would like to say a special Thank you to Jeri Groves who is ABSOLUTELY FANTASTIC to work wit…

Stacey Probst – BRENTWOOD, California
2021-05-11
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We just finished up our refinance with Jeri Groves and I have to say this was a smooth and easy process. We would like to say a special Thank you to Jeri Groves who is ABSOLUTELY FANTASTIC to work with.. she not only explains every detail of what you will need and the process, she is a delight to work with and I HIGHLY recommend anyone looking for a loan to ask for her…. this is a A+ company and don’t waste your time going anywhere else!

Stacey Probst – BRENTWOOD, California
2021-05-11
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It was great working with Jeri. She delivered on everything she said and made the process so quick and simple, I barely had to lift a finger. She was extremely responsive to any text or phone call I…

Justin Arnold – VOLCANO, California
2021-05-11
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It was great working with Jeri. She delivered on everything she said and made the process so quick and simple, I barely had to lift a finger. She was extremely responsive to any text or phone call I made. I would definitely recommend this company.

Justin Arnold – VOLCANO, California
2021-05-11
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This is my second refi with Paul Hepner. He is very easy to do business with and keeps his clients well informed. I have complete confidence in him and feel like he has my best interest at heart.

John Salidis – EARLYSVILLE, Virginia
2021-05-10
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This is my second refi with Paul Hepner. He is very easy to do business with and keeps his clients well informed. I have complete confidence in him and feel like he has my best interest at heart.

John Salidis – EARLYSVILLE, Virginia
2021-05-10
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Jeri has been my number one choice over the years, as she is a constant and clear communicator who fiercely fights for her clients interests, and gets the job done quickly and painlessly. Jeri – Thank…

J G – GILBERT, Arizona
2021-04-24
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Jeri has been my number one choice over the years, as she is a constant and clear communicator who fiercely fights for her clients interests, and gets the job done quickly and painlessly. Jeri – Thank you, I look forward to working with you for many more years to come.

J G – GILBERT, Arizona
2021-04-24
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Thank you for a seamless refi! Appreciate everything y’all did.

Katie Smith – SEABECK, Washington
2021-04-23
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Thank you for a seamless refi! Appreciate everything y’all did.

Katie Smith – SEABECK, Washington
2021-04-23
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Thankyou for helping me buy my first home Paul and the team at pacific mountain capital was a pleasure to work with they were professional it was truly the best experience i could imagine when buying…

Timothy Truex – EVERETT, Washington
2021-04-15
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Thankyou for helping me buy my first home Paul and the team at pacific mountain capital was a pleasure to work with they were professional it was truly the best experience i could imagine when buying home I recommend anyone trying purchase home to use Pacific mountain.

Timothy Truex – EVERETT, Washington
2021-04-15
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I am extremely grateful for Jeri Groves professional services as my Loan Officer. From the initial meeting to my loan funding completion, she has earned my highest regard to deliver on navigating me …

Jacqueline Harris – WARRENTON, Virginia
2021-04-15
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I am extremely grateful for Jeri Groves professional services as my Loan Officer. From the initial meeting to my loan funding completion, she has earned my highest regard to deliver on navigating me through a refi with serious legal implications within the prescribed time limits and with a quality loan solution that has met my needs.
I highly recommend her services for anyone needing trustworthy, knowledgeable, professional mortgage loan representation. I will seek her for any future needs!
Many thanks again Jeri Groves!
Best Regards,
Jacqueline A Harris

Jacqueline Harris – WARRENTON, Virginia
2021-04-15
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Lynn Hepner was calm and reassuring from the very beginning. My husband was even deployed while we refinanced our home, and Lynn & her team walked us through the entire process step by step! So glad…

Alicia Smith – VIRGINIA BEACH, Virginia
2021-04-10
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Lynn Hepner was calm and reassuring from the very beginning. My husband was even deployed while we refinanced our home, and Lynn & her team walked us through the entire process step by step! So glad we worked with Pacific Mountain.

Alicia Smith – VIRGINIA BEACH, Virginia
2021-04-10
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I would like to give a bid shout out and thank you to Paul Hepner for making my second refinance with him as easy as the first. Paul is one of those people you can count on to do exactly what he tells…

Joann Doty – RENTON, Washington
2021-04-01
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I would like to give a bid shout out and thank you to Paul Hepner for making my second refinance with him as easy as the first. Paul is one of those people you can count on to do exactly what he tells you he is going to do. It is so nice to work with a person who returns calls and keeps you informed every step of the way. If I have a need to refinance again Paul will be my first call. Thank you so much Paul for all of your help.

Joann Doty – RENTON, Washington
2021-04-01
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Bill and Ryan did a great job on the VA refinance

Arun Srinath – IRVINE, California
2021-03-24
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Bill and Ryan did a great job on the VA refinance

Arun Srinath – IRVINE, California
2021-03-24
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Paul is amazing!!! We have done multiple loans with him. He is extremely dedicated to his clients. We will be coming back!!!

Marci Arredondo – GALT, California
2021-03-23
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Paul is amazing!!! We have done multiple loans with him. He is extremely dedicated to his clients. We will be coming back!!!

Marci Arredondo – GALT, California
2021-03-23
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As a US government official living overseas I was able to refinance at a very favorable rate with Paul and Lynn Hepner. From the start, Paul was very clear, patient, anticipated my concerns, and maint…

Edward Reyes – LIVING OVERSEAS, District of Columbia
2021-03-23
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As a US government official living overseas I was able to refinance at a very favorable rate with Paul and Lynn Hepner. From the start, Paul was very clear, patient, anticipated my concerns, and maintained my confidence through constant follow-up throughout the process. Integrity, Efficiency, Service. I will more than likely work with Paul and Lynn again for future real estate needs upon completion of my time overseas.

Edward Reyes – LIVING OVERSEAS, District of Columbia
2021-03-23
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Lynn and Paul Hepner were absolutely fantastic to work with during the whole process from beginning to end! Very helpful and provided great guidance with all the emails and paperwork. I really recomme…

Andrew Gregersen – SURPRISE, Arizona
2021-03-18
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Lynn and Paul Hepner were absolutely fantastic to work with during the whole process from beginning to end! Very helpful and provided great guidance with all the emails and paperwork. I really recommend Pacific Mountain Capital to everyone. A solid experience by all means. Thanks again to you guys!!!

Andrew Gregersen – SURPRISE, Arizona
2021-03-18
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Pacific Mt is the Best company I ever experienced to refinance my mortgage. Step by step through the process always showing us exactly what we had to do. It was a pleasure working with Lynn and Paul…

Thomas Olive – PEORIA, Arizona
2021-03-17
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Pacific Mt is the Best company I ever experienced to refinance my mortgage. Step by step through the process always showing us exactly what we had to do. It was a pleasure working with Lynn and Paul they were always available to address our questions. Most importantly they showed us how much we were going to save with the refinance. Linda and I highly recommend this knowledgeable and honest team.

Thomas Olive – PEORIA, Arizona
2021-03-17
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Amazing customer service from start to finish! Fantastic team that provided world class customer service day and night. Always received a prompt response to all of my questions. Would use your service…

Chris Hardin – CALIFORNIA, Maryland
2021-03-17
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Amazing customer service from start to finish! Fantastic team that provided world class customer service day and night. Always received a prompt response to all of my questions. Would use your services again!

Chris Hardin – CALIFORNIA, Maryland
2021-03-17
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We had such a great experience working with Jeri Groves. We had a particularly challenging situation due to our multiple sources of income which has confused loan underwriters in the past. Jeri is per…

Fletcher Beasley – SHADOW HILLS, California
2021-03-12
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We had such a great experience working with Jeri Groves. We had a particularly challenging situation due to our multiple sources of income which has confused loan underwriters in the past. Jeri is persistent and dogged and simply wouldn’t stop until everything was complete. She helped us through the entire process of refinancing our home and made what could have been a stressful experience smooth and effortless. She is delight. I can’t recommend her highly enough.

Fletcher Beasley – SHADOW HILLS, California
2021-03-12
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Jeri was very knowledgeable and kind. She provided us with the best rate out there and she guided us every step of the way. She worked day and night (weekends too) for us and clearly communicated ever…

Misun Chen – UNION CITY, California
2021-03-11
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Jeri was very knowledgeable and kind. She provided us with the best rate out there and she guided us every step of the way. She worked day and night (weekends too) for us and clearly communicated every step of our refinancing process. I would say we were not the easiest customers for her but she was always kind and reassuring! Thank you so much! If we ever come across anyone with lending needs, you will be the first one for us to recommend as the best of the best.

Misun Chen – UNION CITY, California
2021-03-11
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this was a great experience it was fast and easy and inexpensive i will recommend Jeri groves to any one looking to refinance or buy a house she is great to work with

Peter Kolling – BUCKEYE, Arizona
2021-03-11
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this was a great experience it was fast and easy and inexpensive i will recommend Jeri groves to any one looking to refinance or buy a house she is great to work with

Peter Kolling – BUCKEYE, Arizona
2021-03-11
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Jeri made our refinance process quick, smooth and painless. Jeri was a pleasure to work with!

Keith Lacy – QUEEN CREEK, Arizona
2021-03-11
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Jeri made our refinance process quick, smooth and painless. Jeri was a pleasure to work with!

Keith Lacy – QUEEN CREEK, Arizona
2021-03-11
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We had a wonderful experience re-financing our home.
I attribute this entirely to Jeri Groves. She clearly laid out the steps we would go through. After locking in the rate the process was easy. S…

Karen Kolling – BUCKEYE, Arizona
2021-03-11
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We had a wonderful experience re-financing our home.
I attribute this entirely to Jeri Groves. She clearly laid out the steps we would go through. After locking in the rate the process was easy. She communicated to us as each step occurred. The loan was completed quickly. Her pleasant personality and direct approach is an asset to your company. I have and will refer other potential clients to Jeri Groves

Karen Kolling – BUCKEYE, Arizona
2021-03-11
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I recently did a refinance on my home. I have done many throughout the years, and I have to say this was the quickest and easiest loan I have ever done. I worked with Jeri Groves who kept me in the lo…

Lisa Netherland – 1006 E KEIM, Arizona
2021-03-08
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I recently did a refinance on my home. I have done many throughout the years, and I have to say this was the quickest and easiest loan I have ever done. I worked with Jeri Groves who kept me in the loop through the entire process and made this a breeze. I can’t say enough good things about how great Jeri and her team are. Thank you for helping me achieve my financial goals by reducing my mortgage without stress.

Lisa Netherland – 1006 E KEIM, Arizona
2021-03-08
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Professional and informative

Tony Pentasuglia – FRONT ROYAL, Virginia
2021-03-08
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Professional and informative

Tony Pentasuglia – FRONT ROYAL, Virginia
2021-03-08
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Great job.always there to answer any question.

Fran Richardson – PHX, Arizona
2021-03-08
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Great job.always there to answer any question.

Fran Richardson – PHX, Arizona
2021-03-08
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Lynn and Paul are the best full stop: From beginning to the end of this complicated process we were always kept up to date and with no problems ever arising. We are satisfied customers and will do bus…

William Reeb – MARICOPA, Arizona
2021-03-08
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Lynn and Paul are the best full stop: From beginning to the end of this complicated process we were always kept up to date and with no problems ever arising. We are satisfied customers and will do business with these outstanding business people again and into the future.

William Reeb – MARICOPA, Arizona
2021-03-08
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A good experience from start to finish. Fast, transparent, and treats you personally.

Berek Dostie – RICHMOND, Virginia
2021-03-05
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A good experience from start to finish. Fast, transparent, and treats you personally.

Berek Dostie – RICHMOND, Virginia
2021-03-05
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Paul made my refinance easy and stress free. He explained every step and document very well and was very professional. I will definitely be using this company again in the future.

Emily Rodriguez – MESA, Arizona
2021-02-25
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Paul made my refinance easy and stress free. He explained every step and document very well and was very professional. I will definitely be using this company again in the future.

Emily Rodriguez – MESA, Arizona
2021-02-25
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A well trusted colleague with property in DC recommended this company to me and so I reached out online. Paul quickly responded to my inquiry about servicing a mortgage loan on a Florida rental proper…

Jeannine Blake – FPO, Armed Forces Europe
2021-02-21
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A well trusted colleague with property in DC recommended this company to me and so I reached out online. Paul quickly responded to my inquiry about servicing a mortgage loan on a Florida rental property apologizing that they are licensed to serve Virginia, California, Washington State or Arizona and thus were unable to directly assist. However and unexpectedly, he provided insight into our situation from his perspective. Going above and beyond what is typical these days, he did his level best to thoroughly explain from an honest perspective, what my husband and I could expect from other lenders with regards to points, and interest rates, and why. Moreover, when I thanked him he simply responded, “I just try to treat others like I want to be treated, that’s all. The mortgage world is fraught with misinformation and sadly a lot of dishonesty. As a company, we are trying to be the antithesis to that – to be part of the solution and not part of the problem.” From this experience and my colleagues praises for this company, I think you would be in good hands choosing Pacific Mountain Capital. Best of Luck Everyone!

Jeannine Blake – FPO, Armed Forces Europe
2021-02-21
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Lynn and Paul were extremely thorough, transparent, and efficient. Both are professionals who are experts in the field. They put together a great package and closed the process in rapid fashion. Hi…

Foster Ferguson – CARLSBAD, California
2021-02-18
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Lynn and Paul were extremely thorough, transparent, and efficient. Both are professionals who are experts in the field. They put together a great package and closed the process in rapid fashion. Highly recommended for you!

Foster Ferguson – CARLSBAD, California
2021-02-18
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Working with Paul and Lynn made the my IRRRL refi about as smooth as I could possibly imagine it. From start to finish, we were done in barely 2 weeks. Through the process I really felt that they ga…

Andrew Butler – CARSON, California
2021-02-18
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Working with Paul and Lynn made the my IRRRL refi about as smooth as I could possibly imagine it. From start to finish, we were done in barely 2 weeks. Through the process I really felt that they gave a personal level of care and dedication to my loan process, and there wasn’t a single question they weren’t ready to fully and promptly address. Out of all of the lenders we shopped with, PMC gave us the lowest rate, most lender credits, and overall service hands down. If you’re a Veteran looking to do a VA loan, IRRRL refi, or even if you’re conventional, I have no doubts that PMC will exceed your expectations on what a lender *SHOULD* be. Thank you, Paul, Lynn, Elsa, and your whole team!

Andrew Butler – CARSON, California
2021-02-18
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We had a great experience with your company. This was the easiest, fastest and painless process we have ever had. We will definitely recommend you to friends and family.

Lorraine and david Brannum – WASHOUGAL, Washington
2021-02-17
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We had a great experience with your company. This was the easiest, fastest and painless process we have ever had. We will definitely recommend you to friends and family.

Lorraine and david Brannum – WASHOUGAL, Washington
2021-02-17
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Paul Hepner was a pleasure to work with, he was very knowledgeable and professional and made the entire process fast, easy, and painless. If we ever refinance again, I will definitely call Paul.

Elaine Brown – SHERIDAN, California
2021-02-17
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Paul Hepner was a pleasure to work with, he was very knowledgeable and professional and made the entire process fast, easy, and painless. If we ever refinance again, I will definitely call Paul.

Elaine Brown – SHERIDAN, California
2021-02-17
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Our refinance with Pacific Mountain Capital was the easiest ever. Paul and Lynn were on their game EVERY STEP OF THE WAY. I was kept up-to-date on everything. Although our refi was a little complicate…

Joan Autry – LANCASTER, California
2021-02-15
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Our refinance with Pacific Mountain Capital was the easiest ever. Paul and Lynn were on their game EVERY STEP OF THE WAY. I was kept up-to-date on everything. Although our refi was a little complicated, the entire process took about 3 weeks. If we ever need another mortgage I will not hesitate to contact Pacific Mountain Capital, they are THE BEST!

Joan Autry – LANCASTER, California
2021-02-15
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Paul went above and beyond…again. Through absolutely no fault of his, we seem to have the worst luck, meaning hiccups happening, when we re-finance. Last year, it was due to our 2nd mortgage being s…

Audra Orr – VACAVILLE, California
2021-02-13
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Paul went above and beyond…again. Through absolutely no fault of his, we seem to have the worst luck, meaning hiccups happening, when we re-finance. Last year, it was due to our 2nd mortgage being sold during our re-fi and both the old and new 2nd mortgage companies dragging their feet. Paul stuck with it then and stayed on those companies until we got it done. This year, we again had a mortgage sold during our re-fi process as well as the same uncooperative 2nd mortgage company, and Paul stayed on top of it to keep things moving. I can’t imagine trying to keep all of the parts working like he did in addition to always trying to get the best deal for us that he could. Paul will always be my first call for my mortgage business.

Audra Orr – VACAVILLE, California
2021-02-13
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We had a fantastic experience refinancing with Jeri Groves, our specialist at Pacific Mountain. It was the easiest transaction we have gone through. Things could not have gone smoother or more quickly…

Nicole Larimer – MESA, Arizona
2021-02-12
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We had a fantastic experience refinancing with Jeri Groves, our specialist at Pacific Mountain. It was the easiest transaction we have gone through. Things could not have gone smoother or more quickly. This is our second time working with Jeri to refinance our home and it won’t be our last. She is a true professional!

Nicole Larimer – MESA, Arizona
2021-02-12
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It is a pleasure to give my thoughts on my experience working with Jeri Groves!
I have worked with her on three occasions and each time I am very impressed with her professionalism, knowledge, and th…

Karen Sanera – GILBERT, Arizona
2021-02-10
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It is a pleasure to give my thoughts on my experience working with Jeri Groves!
I have worked with her on three occasions and each time I am very impressed with her professionalism, knowledge, and thoughtfulness.. She has guided me through the process on my refinances, answered all my questions, and kept me informed on each step which makes the whole thing fast and efficient.. She is truly a wonderful person to work with and goes above and beyond to the extraordinary!

Karen Sanera – GILBERT, Arizona
2021-02-10
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Paul was excellent. We didn’t want to start over with a 30 year mortgage, and he worked with us to find the terms we wanted. What makes his customer service even greater was that he came back and reco…

Desaree James – SPANAWAY, Washington
2021-02-04
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Paul was excellent. We didn’t want to start over with a 30 year mortgage, and he worked with us to find the terms we wanted. What makes his customer service even greater was that he came back and recommended that I stay with with my current mortgage company because I would get the best deal for my unusual circumstances, and that I should contact him if I had issues. That impressed me because he truly looks out for the best interest of his customers. You don’t see a lot of that.

Desaree James – SPANAWAY, Washington
2021-02-04
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Jeri Groves was exceptional in all aspects of our recent transaction. She followed up on every detail with precision and professional behavior. It was refreshing to have this level of interaction an…

Bill Thomason – SEDONA, Arizona
2021-02-04
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Jeri Groves was exceptional in all aspects of our recent transaction. She followed up on every detail with precision and professional behavior. It was refreshing to have this level of interaction and to know that we could trust everything that was happening during the process!

Bill Thomason – SEDONA, Arizona
2021-02-04
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Bill did a great job helping us with our refi he is amazing start to finish!
Thank you for all your help!!

Bristol Fontenot – FREDERICKSBURG, Virginia
2021-01-24
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Bill did a great job helping us with our refi he is amazing start to finish!
Thank you for all your help!!

Bristol Fontenot – FREDERICKSBURG, Virginia
2021-01-24
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It is indeed our pleasure to write a review on behalf of Jeri Groves, loan originator officer. First off, we would definitely utilize Jeri again for any refinancing needs as her customer service skil…

Donna and john Walker – BUCKEYE, Arizona
2021-01-20
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It is indeed our pleasure to write a review on behalf of Jeri Groves, loan originator officer. First off, we would definitely utilize Jeri again for any refinancing needs as her customer service skills were stellar. Since the first moment we spoke on the phone, Jeri was well spoken, knowledgable and professional. Working solely over the phone to refinance our home could have been dicey and unpredictable however with Jeri at the helm, it went as smooth and painless as we could have ever hoped. She was extremely competent, communicative and met every timeline. Jeri was an effective communicator and well-prepared. She is the type of loan officer we prefer to utilize and hope others will too

Respectfully submitted,
Donna Dussault-Walker and John Walker, Buckeye, AZ

Donna and john Walker – BUCKEYE, Arizona
2021-01-20
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We have had four separate occasions to use Pacific Moutain, and Jeri is the only person we trust with our mortgage needs. She is exponentially more knowledgeable than any we have ever used in the past…

Deborah Presley – ANTELOPE, California
2021-01-20
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We have had four separate occasions to use Pacific Moutain, and Jeri is the only person we trust with our mortgage needs. She is exponentially more knowledgeable than any we have ever used in the past. She is honest, on the ball, and she communicates every aspect, as well as being ever present and spot-on with any questions we’ve had. She is very quick to return messages, and she genuinely cares greatly about her client’s well-being. I will never change to a different company or broker, as we have found the absolute BEST!

Deborah Presley – ANTELOPE, California
2021-01-20
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Paul and Lynn Hepner were extremely helpful during our refinance process. Available to clarify any questions or concerns that arose. They kept us informed every step of the way. We were able to get th…

Rakesh Hansraj – DUMFRIES, Virginia
2021-01-16
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Paul and Lynn Hepner were extremely helpful during our refinance process. Available to clarify any questions or concerns that arose. They kept us informed every step of the way. We were able to get the lowest rate available and are very pleased with the process. I would highly recommend them, and if the opportunity were to present itself, would be happy to work with them again.

Rakesh Hansraj – DUMFRIES, Virginia
2021-01-16
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Really good experience with lynn hepner and Paul. No pressure, a thorough review of the why’s behind the numbers, very easy signing the final papers with help along the way with any questions. I wou…

Lisa Engel – TEMPE, Arizona
2021-01-17
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Really good experience with lynn hepner and Paul. No pressure, a thorough review of the why’s behind the numbers, very easy signing the final papers with help along the way with any questions. I would definitely recommend pacific mountain and lynn! Thanks so much.. very happy!

Lisa Engel – TEMPE, Arizona
2021-01-17
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Ms. Jeri Groves is the best. She provided phenomenal customer service throughout the entire refinance process and worked deliberately to get us the best possible rate … better than rate offers from …

Michael Harris – FAIRFAX, Virginia
2021-01-15
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Ms. Jeri Groves is the best. She provided phenomenal customer service throughout the entire refinance process and worked deliberately to get us the best possible rate … better than rate offers from all other mortgage companies seeking our business. The refinance enabled us to lower our monthly mortgage by $350… a savings of $4,200 per year and $126,000 over the life of the loan. My wife and I think very highly of Jeri, her integrity, communication skills, patience, and commitment to help. She earned our trust and full appreciation. We recommend to anyone looking to finance their home to first seek-out Ms. Jeri Groves. I can’t imagine better customer service than what Jeri provided. Mike & Angie

Michael Harris – FAIRFAX, Virginia
2021-01-15
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Bill did an amazing job with my refi and gave me the lowest rate I have ever seen and amazing start to finish!
Thank you for all your help!!

Mark Infusino – STOCKTON, California
2021-01-13
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Bill did an amazing job with my refi and gave me the lowest rate I have ever seen and amazing start to finish!
Thank you for all your help!!

Mark Infusino – STOCKTON, California
2021-01-13
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Lynn and Paul were great. Easiest refinancing I have ever done. I came down over a percentage point, getting cash back and saving almost $300 a month. I would highly recommend Lynn and Paul to everyon…

Rodney Miller – MESA, Arizona
2021-01-13
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Lynn and Paul were great. Easiest refinancing I have ever done. I came down over a percentage point, getting cash back and saving almost $300 a month. I would highly recommend Lynn and Paul to everyone!

Rodney Miller – MESA, Arizona
2021-01-13
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I can honestly and wholeheartedly say that I had a wonderful experience working with Mrs. Lynn Hepner during the refinancing process. Mrs. Hepner was extremely courteous, PROFESSIONAL, and very attent…

Alejandro Valenzuela – PHOENIX, Arizona
2021-01-13
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I can honestly and wholeheartedly say that I had a wonderful experience working with Mrs. Lynn Hepner during the refinancing process. Mrs. Hepner was extremely courteous, PROFESSIONAL, and very attentive to my wife’s and my needs during the entire refinancing process. Mrs. Hepner took the time to explain all the steps in completing this process, as well as entertaining any questions my wife and I may have had during the process. I never felt pressured at all, during the entire process, which was very refreshing. IT WAS A GREAT EXPERIENCE WORKING WITH MRS. HEPNER. I will certainly reach out to Mrs. Hepner for any future home financing or refinancing needs. Again, thank you!
v/r
Alejandro J Valenzuela
Claudia L Valenzuela

Alejandro Valenzuela – PHOENIX, Arizona
2021-01-13
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I have to say, our refinancing with Pacific Mountain was a great experience. Paul, Lynn and the rest if the staff were all great in keeping us inform and updated throughout the entire process. They …

Deanna Sanchez – YAKIMA, Washington
2021-01-07
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I have to say, our refinancing with Pacific Mountain was a great experience. Paul, Lynn and the rest if the staff were all great in keeping us inform and updated throughout the entire process. They took all the time needed to explain everything, answer questions and keep me on track. We experience a bit if a hiccup right before closing. A small but of miscommunication, possibly on my part, but Paul immediately took ownership, got it fixed and we proceeded with only a 2 day extension. I understand in a detailed process like home refinancing, things can happen and all of my past home financing and refinancing, they did. What made this remarkable was Pacific Mountain’s immediate response to correct it, even take complete responsibility, even though I was partly at fault for not following directions. That was amazing. Beyond doubt, I recommend their services to anyone who wants someone in their corner when it comes to home purchases or refinancing, especially veterans. PMC is more than capable for getting it done and are true to their word every step of the way.

Deanna Sanchez – YAKIMA, Washington
2021-01-07
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Paul Hepner is a man of his word. Even though I had some doubts as to what he said he could do to help a veteran, he didn’t disappoint. I highly recommend Pacific Mountain and Paul’s team for great cu…

Ruben Lopez – GILROY, California
2020-12-29
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Paul Hepner is a man of his word. Even though I had some doubts as to what he said he could do to help a veteran, he didn’t disappoint. I highly recommend Pacific Mountain and Paul’s team for great customer satisfaction. His updates were comforting and kept things moving along seamlessly. Thanks Paul

Ruben Lopez – GILROY, California
2020-12-29
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Everything went very smoothly with the loan officers Paul Hepner and his wife Lynn Hepner until the Title Company got involved. Probably because the Title Company was overwhelmed because of the low-in…

Laurence Culver – GRASS VALLEY, California
2020-12-17
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Everything went very smoothly with the loan officers Paul Hepner and his wife Lynn Hepner until the Title Company got involved. Probably because the Title Company was overwhelmed because of the low-interest rates and the Covid-19. The Title Company had made some very big mistakes, and thanks to Paul Hepner and his wife and their due diligence, it was all straightened out. Paul kept me informed daily on the progress. I would recommend them to anyone that wants to get refinanced. It is easy when things go right, but to have someone like Paul and his wife Lynn working for you when it goes wrong is a real blessing. Thank You Very Much, Larry.

Laurence Culver – GRASS VALLEY, California
2020-12-17
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At first I was hesitant but fortunately we got Jeri on the phone and she eased any fears I had. I had talked to other companies and was not ready but Jeri took us by the hand so to speak and convinced…

Ann Ilacqua – BUCKEYE, Arizona
2020-12-21
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At first I was hesitant but fortunately we got Jeri on the phone and she eased any fears I had. I had talked to other companies and was not ready but Jeri took us by the hand so to speak and convinced us to go ahead now. She’s very convincing and kept us informed throughout the loan. I will refer her to friends.

Ann Ilacqua – BUCKEYE, Arizona
2020-12-21
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Thank you very much Mr & Mrs Hepner for helping us on our refi, lower our rate, lower our monthly rate, I hope all the veterans that are looking for refi, they can call Mr & Mrs Hepner there dedicatio…

Tanu Taumua – OCEANSIDE, California
2020-12-17
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Thank you very much Mr & Mrs Hepner for helping us on our refi, lower our rate, lower our monthly rate, I hope all the veterans that are looking for refi, they can call Mr & Mrs Hepner there dedication in detail are awesome, they helped me a lot, thank you so very much.

Tanu Taumua – OCEANSIDE, California
2020-12-17
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My husband and I had an amazing experience working with Paul! As a real estate broker, I work with tons of lenders. I often advise my clients on whether or not to accept a contract based on who a lend…

Angie Mcdaniel – FAIRFAX, Virginia
2020-12-08
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My husband and I had an amazing experience working with Paul! As a real estate broker, I work with tons of lenders. I often advise my clients on whether or not to accept a contract based on who a lender is. It is that crucial. Paul exceeded all of our expectations from day one mainly from excellent communication throughout the process and just plain honesty in what would work best for our situation. It is really that simple and rare! Paul was extremely thorough in explaining the loan and didn’t rush to get off the phone to get to the next person (lenders are slammed right now). Not only as a lender, but just as a business person in general, he is definitely in the top tier. He will 100% take great care of you. I have already begun recommending him to my sphere.

Angie Mcdaniel – FAIRFAX, Virginia
2020-12-08
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I have refinanced several mortgages with this company, in particular with Bill. He has always been honest, accurate, quick and easy. For every loan, I shop around with other companies and Bill has a…

Edward Newman – SACRAMENTO, California
2020-12-08
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I have refinanced several mortgages with this company, in particular with Bill. He has always been honest, accurate, quick and easy. For every loan, I shop around with other companies and Bill has always beaten the other deals.

Edward Newman – SACRAMENTO, California
2020-12-08
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Wanted to express how delightful it was to work with Paul and Lynn Hepner through my refinance here in Peoria. Both Paul and Lynn were very transparent throughout the process and kept me informed with…

Yasser Brenes – PEORIA, Arizona
2020-12-03
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Wanted to express how delightful it was to work with Paul and Lynn Hepner through my refinance here in Peoria. Both Paul and Lynn were very transparent throughout the process and kept me informed with weekly if not daily updates. As a veteran I have moved many different places throughout the years and have worked with many different brokers/lenders and I must say this is the best experience I have had! Thank you Paul and Lynn!!

Yasser Brenes – PEORIA, Arizona
2020-12-03
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I have worked with Jeri Groves on every one of my mortgage origination transactions and I’m impressed every time. We initially purchased our house through a loan acquired through her and have done t…

Riana Walker – CHANDLER, Arizona
2020-11-23
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I have worked with Jeri Groves on every one of my mortgage origination transactions and I’m impressed every time. We initially purchased our house through a loan acquired through her and have done two streamline refinances since. She always sets the right expectations and keeps amazing communication throughout. I will mostly likely always use her as my go to for loan origination.
Thank you!

Riana Walker – CHANDLER, Arizona
2020-11-23
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I have worked with Bill Cunnington at PMC before and that is why I used him again. He works very hard at communicating and keeping me up to date. I always felt like he was looking out for what was bes…

Steve Simon – PHOENIX, Arizona
2020-11-19
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I have worked with Bill Cunnington at PMC before and that is why I used him again. He works very hard at communicating and keeping me up to date. I always felt like he was looking out for what was best for me.

Steve Simon – PHOENIX, Arizona
2020-11-19
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Excellent service and superior honesty. They reviewed my loan situation and were honest enough to say “No, your current loan is at a good rate, we would not be able to help you.”

Arthur Rivas – PARAMOUNT, California
2020-11-13
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Excellent service and superior honesty. They reviewed my loan situation and were honest enough to say “No, your current loan is at a good rate, we would not be able to help you.”

Arthur Rivas – PARAMOUNT, California
2020-11-13
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Jeri was the best loan officer i have ever dealt with! I have refinance at least 5 times over the years and this was the quickest and lowest loan rate for me. Jeri kept me up to date as the refi was…

Alicia Armer – OAK HARBOR, Washington
2020-11-13
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Jeri was the best loan officer i have ever dealt with! I have refinance at least 5 times over the years and this was the quickest and lowest loan rate for me. Jeri kept me up to date as the refi was processed, and made me feel confident she would get me the best deal. So glad the Freedom mortgage loan officer ignored me, otherwise I would have had a 1.25% higher APR. Very happy I went with PMC.

Alicia Armer – OAK HARBOR, Washington
2020-11-13
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Working with Paul was truly a refreshing experience. Everything was completed in a timely manner with the upmost concern for my personal situation. The customer service and care of Pacific Mountain Ca…

Thomas Kitta – DUMFRIES, Virginia
2020-11-10
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Working with Paul was truly a refreshing experience. Everything was completed in a timely manner with the upmost concern for my personal situation. The customer service and care of Pacific Mountain Capital is beyond reproach. Thank you!

Thomas Kitta – DUMFRIES, Virginia
2020-11-10
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Everything was handled in a pleasant and professional manner. I was kept fully informed every step of the way and was treated as if I were the only client being serviced. I have refinanced my home o…

Dennis Bielicki – SAN MARCOS, California
2020-11-11
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Everything was handled in a pleasant and professional manner. I was kept fully informed every step of the way and was treated as if I were the only client being serviced. I have refinanced my home on several occasions and this was by far the most pleasant. thank You

Dennis Bielicki – SAN MARCOS, California
2020-11-11
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Paul did an amazing job with my home purchase. He was able to get me the best rate and deal available in the market. He guided me through the entire process and was able to help overcome any problems …

Ismael Lopez – CHANDLER, Arizona
2020-11-07
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Paul did an amazing job with my home purchase. He was able to get me the best rate and deal available in the market. He guided me through the entire process and was able to help overcome any problems that presented. He always puts his clients before anything else and is someone you can trust. Ive worked with other good loan officers in the past but Paul is by far the best. I will definitely recommend him to all my friends and family.

Ismael Lopez – CHANDLER, Arizona
2020-11-07
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This is my second loan with this company. Paul makes everything so simple and he is so wonderful to work with. I recommend him to anyone looking for a home loan. I will be using him again soon when I …

Donna Cameron – MARICOPA, Arizona
2020-11-08
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This is my second loan with this company. Paul makes everything so simple and he is so wonderful to work with. I recommend him to anyone looking for a home loan. I will be using him again soon when I purchase my next home!

Donna Cameron – MARICOPA, Arizona
2020-11-08
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We worked with Jeri Groves. She was great with communicating with us and it was the easiest and fastest refi we have ever done.. it was really a great experience!

Dorothy Berg – GRAHAM, Washington
2020-11-05
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We worked with Jeri Groves. She was great with communicating with us and it was the easiest and fastest refi we have ever done.. it was really a great experience!

Dorothy Berg – GRAHAM, Washington
2020-11-05
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From my first call to Bill Cunnington regarding refinancing, I knew he would be amazing! The whole process started and finished in no time at all! He made something I was dreading into the absolute b…

Sharon – LORTON, Virginia
2020-10-29
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From my first call to Bill Cunnington regarding refinancing, I knew he would be amazing! The whole process started and finished in no time at all! He made something I was dreading into the absolute best experience ever! He’s extremely honest, knowledgeable, efficient and helpful! For the first time, I really felt that he cared about us and getting us the biggest bang for our dollar, not his or the company’s. I will only call him for housing financing/refinancing needs in the future. He is truly a gem; I can’t recommend him enough! Bill, thank you for being you, you rock my friend!

Sharon – LORTON, Virginia
2020-10-29
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A little over nine months ago I was searching to refinance my home to take advantage of the low rates back then. Believe me, I’ve searched and I thought I had found the lowest rates but a day before …

Paul – PACIFICA, California
2020-10-23
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A little over nine months ago I was searching to refinance my home to take advantage of the low rates back then. Believe me, I’ve searched and I thought I had found the lowest rates but a day before I was going to make my decision I received a call from AZPMC. I told them that I have contacted many places and had made my mind up on who I was going to go with for the refinancing. They asked me to give them a chance. I was a little skeptical but I really had nothing to lose so I said yes. And I was go glad I did because they gave me a rate that was much lower then the one I was actually going to go with!! Paul H. and his team were so helpful and really went out of their to help me understand the process. Now, nine months later, rates are down again and Paul and his team again helped me to refinance and I am saving thousands of dollars. again!! AZPMC is my place that I go to when I need to refinance! And I always give my family and friends this contact when they are looking to buy a home!! Before you make a decision, you MUST call AZPMC last!! I am so glad I did!! Thank you Paul and team for all your help and I will be getting back in touch!! God Bless!!!!

Paul – PACIFICA, California
2020-10-23
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I had a great experience refinancing my home with Jeri’s help! Jeri explained the process very clearly so there wouldn’t be any surprises, and she communicated with me every step of the way. Thank…

Lara – DAVIS, California
2020-10-20
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I had a great experience refinancing my home with Jeri’s help! Jeri explained the process very clearly so there wouldn’t be any surprises, and she communicated with me every step of the way. Thank you, Jeri!

Lara – DAVIS, California
2020-10-20
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Paul is by far the best we’ve worked with. We came in with only one option in mind, Paul went above and beyond to review our overall financial status and present a couple of much better options. H…

Ted – SAN JOSE, California
2020-10-14
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Paul is by far the best we’ve worked with. We came in with only one option in mind, Paul went above and beyond to review our overall financial status and present a couple of much better options. He and his team guided us through every step, helped to find solutions with all issues, and were very quick to respond. We will definitely continue to work with Paul and team in the future. He is highly recommended, I’ve already started to spread his contact through our families.

Ted – SAN JOSE, California
2020-10-14
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Paul’s amazing. Rarely do you get the opportunity of working with someone who actually cares about you and not just your money. My family and I thank you for helping to bring a bit more peace of mind …

T.j. – MESA, Arizona
2020-10-14
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Paul’s amazing. Rarely do you get the opportunity of working with someone who actually cares about you and not just your money. My family and I thank you for helping to bring a bit more peace of mind in these troubling times.

T.j. – MESA, Arizona
2020-10-14
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Paul & Lynn Hepner were AMAZING! They made our refinance very easy and worry free!

Donna – SANTA ROSA, California
2020-10-05
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Paul & Lynn Hepner were AMAZING! They made our refinance very easy and worry free!

Donna – SANTA ROSA, California
2020-10-05
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Paul & Lynn Hepner were GREAT. Thank you so much for your time & counsel. It was very much appreciated. It’s so refreshing to finally find someone whose honest & not out to scam you or in it for th…

Della bennett – ALEXANDRIA, Virginia
2020-09-28
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Paul & Lynn Hepner were GREAT. Thank you so much for your time & counsel. It was very much appreciated. It’s so refreshing to finally find someone whose honest & not out to scam you or in it for themselves. Thank you very much.

Della bennett – ALEXANDRIA, Virginia
2020-09-28
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Our loan was process experience was great, the time and effort Jeril put into the process was outstanding👍
We have been working with lenders for over 30-years and it is extremely hard to find peop…

Erlinda – ANAHEIM, California
2020-09-23
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Our loan was process experience was great, the time and effort Jeril put into the process was outstanding👍
We have been working with lenders for over 30-years and it is extremely hard to find people with the knowledge, professionalism and over all out of this world service
Every lending company should have a Jeril Groves in their team
Jeril
Thank you so much for the pleasant experience

Erlinda – ANAHEIM, California
2020-09-23
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I really liked working with Lynn because she was very honest with everything. She always explained everything to make sure my husband and I understood. Never rushed us. We r Seniors and I very safe an…

Jerrie c – SAN DIEGO, California
2020-09-17
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I really liked working with Lynn because she was very honest with everything. She always explained everything to make sure my husband and I understood. Never rushed us. We r Seniors and I very safe and cared for. I appreciate her service and she was very professional. I have a lot of respect for Lynn and I received respect from her. Good work Lynn and May God Bless You in everything you do.

Jerrie c – SAN DIEGO, California
2020-09-17
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Paul captured my attention on the phone with his easy and informative approach. We had multiple calls with Paul, he explained the benefits of working with Pacific Mountain Capital. What he said would …

Harvey falsetti – NATIONAL CITY, California
2020-09-17
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Paul captured my attention on the phone with his easy and informative approach. We had multiple calls with Paul, he explained the benefits of working with Pacific Mountain Capital. What he said would happen, really did happen! I am very happy to have worked with PMC. They are the best mortgage lender in the business, and Paul is the best in the business at what he does! I’ll be calling Paul if we need another mortgage!

Harvey falsetti – NATIONAL CITY, California
2020-09-17
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I am not an easy sale, particularly by telephone. I prefer direct face to face in person contact. That said I am pleased to say Ronnie Atkins had superior skill and authenticity in his tact in commun…

Mary hostetler – SALINAS, California
2020-09-15
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I am not an easy sale, particularly by telephone. I prefer direct face to face in person contact. That said I am pleased to say Ronnie Atkins had superior skill and authenticity in his tact in communicating with me over the telephone to get me to agree to speak with Lynn Hepner, Licensed Loan Originator with Pacific Mountain Capital L.L.C. Agreeing to speak with Lynn resulted in my next level of excellent service with Pacific Mountain. Lynn brought to my experience comfort, trust, and a sense of family. Her kind and soothing voice coupled with her knowledge in Veteran home loans gave me what I needed to trust doing business with her and Pacific Mountain. I also appreciated the team/family approach of doing business with Paul Hepner as well. Both Lynn and Paul worked collectively as a team always allowing me full access to one of them throughout the process of my VA refinance. A great group of people you can trust. I am very much appreciative for the great service and care these professionals provided to me and I highly recommend Lynn or Paul for your refi needs.

Mary hostetler – SALINAS, California
2020-09-15
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Paul took care of all the details, keeping me informed every step of the way.

John – EARLYSVILLE, Virginia
2020-09-10
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Paul took care of all the details, keeping me informed every step of the way.

John – EARLYSVILLE, Virginia
2020-09-10
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Paul was great. He was communicative the entire way and working remotely due to Covid-19 it made things alot more comfortable with his quick response times, and just general assurance of the process s…

Xavier – SURPRISE, Arizona
2020-09-08
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Paul was great. He was communicative the entire way and working remotely due to Covid-19 it made things alot more comfortable with his quick response times, and just general assurance of the process since it was done entirely electronic.

Xavier – SURPRISE, Arizona
2020-09-08
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Jeri Groves is AMAZING to work with! We worked with her 7 years ago when we purchased our home and just recently to refinance. She is beyond knowledgeable in this field! I was clueless when it came to…

Deanna frazier – GILBERT, Arizona
2020-08-28
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Jeri Groves is AMAZING to work with! We worked with her 7 years ago when we purchased our home and just recently to refinance. She is beyond knowledgeable in this field! I was clueless when it came to refinancing, the process was fast and seamless.

Deanna frazier – GILBERT, Arizona
2020-08-28
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Great job to Paul and Lynn Hepner

Nathan – HEMET, California
2020-08-15
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Great job to Paul and Lynn Hepner

Nathan – HEMET, California
2020-08-15
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Paul was really fantastic throughout the entire process. I have no complaints. I’ll be calling Paul the next time I need a mortgage.

Zacary – SHORELINE, Washington
2020-08-19
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Paul was really fantastic throughout the entire process. I have no complaints. I’ll be calling Paul the next time I need a mortgage.

Zacary – SHORELINE, Washington
2020-08-19
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I first met Jeri Groves on the telephone in April or May 2020. The refinance advertisement I received seemed unbelievable. So I called Jeri, in part, to call her bluff! My non cash out refinance went …

Robert – TRACY, California
2020-08-20
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I first met Jeri Groves on the telephone in April or May 2020. The refinance advertisement I received seemed unbelievable. So I called Jeri, in part, to call her bluff! My non cash out refinance went through in July 2020. My interest rate was reduced.  The bluff I thought I was going to call her on; was not a bluff but a pleasant reality for me. Jeri delivered on her commitment and I consider her a woman of immense integrity. Based on my personal experiences Jeri is a businesswoman I recommend without reservation. So if you are of the same mind as I was, reread my review and thank you lucky stars because you called on one of the few brokers in the business that place your financial interests above her own. I know!!!

Robert – TRACY, California
2020-08-20
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After having had a very bad experience with a refinance through another financial institution, I was hesitant to ever refinance again! But I desperately wanted to lower my interest rate also. Mr. He…

Gloria – WOODBRIDGE, Virginia
2020-08-04
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After having had a very bad experience with a refinance through another financial institution, I was hesitant to ever refinance again! But I desperately wanted to lower my interest rate also. Mr. Hepner was confident in assuring me that, if I refinanced a VA IRRL loan through his company, he could make this happen. I could tell immediately this man was, not only market and industry savy, but was also straight forward and honest at all times, and, most of all, that he had my best interests at heart. He was detail oriented in explaining my options throughout the whole process and was so helpful in responding to my many questions, while keeping me updated at all times. I was so impressed with his work ethic that I contacted him 7 months later to obtain another VA IRRL refinance loan for me. Having gained the utmost confidence in him, this time I did not have to ask so many questions! I would recommend him to anyone in the future. I am so thankful for what he has done for me!

Gloria – WOODBRIDGE, Virginia
2020-08-04
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It was a great experience working with Lynn. She was knowledgeable and personable. Her weekly updates really helped. When I had a question or concern and on the rare occasion she didn’t answer the p…

Mike – WILDOMAR, California
2020-08-04
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It was a great experience working with Lynn. She was knowledgeable and personable. Her weekly updates really helped. When I had a question or concern and on the rare occasion she didn’t answer the phone, Lynn called back promptly and always had an answer to my question.

Mike – WILDOMAR, California
2020-08-04
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We have financed/refinanced many homes with Jeri Groves over the years and her customer service is impeccable and her integrity is unmatched. We proudly refer all of our friends and family to her wit…

Tina and roderick – PHOENIX, Arizona
2020-07-30
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We have financed/refinanced many homes with Jeri Groves over the years and her customer service is impeccable and her integrity is unmatched. We proudly refer all of our friends and family to her with exceptional results each and every time.

Tina and roderick – PHOENIX, Arizona
2020-07-30
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The process took a long time to complete. It seems that many different companies want different items prior to approval. Paul was very patient and explained a lot to me that I previously took for gran…

Richard – SAN BERNARDINO, California
2020-07-29
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The process took a long time to complete. It seems that many different companies want different items prior to approval. Paul was very patient and explained a lot to me that I previously took for granted.

Richard – SAN BERNARDINO, California
2020-07-29
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I have had the pleasure of working with Jeri on several mortgage transactions- both purchasing and refinancing. She is a machine! Not only will she get you the best rate, but she is on top of your lo…

Terri – PHOENIX, Arizona
2020-07-21
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I have had the pleasure of working with Jeri on several mortgage transactions- both purchasing and refinancing. She is a machine! Not only will she get you the best rate, but she is on top of your loan handling every detail personally. Even my escrow officer was complimentary on how on top of everything Jeri is. She’s always available when you need her and responds quickly with answers. The level of customer service Jeri provides is outstanding.

Terri – PHOENIX, Arizona
2020-07-21
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Bill and his team were very professional and helpful during refi process. Would highly recommend.

Cecil – PHOENIX, Arizona
2020-07-21
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Very professional and helpful during refi process. Would highly recommend.

Cecil – PHOENIX, Arizona
2020-07-21
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When I kept getting advertisement about interest rates being at an all-time low, I naturally contacted the only person I trust to be honest with me. Jeri quickly ran numbers and encouraged us to take…

Kim – SAN MARCOS, California
2020-07-17
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When I kept getting advertisement about interest rates being at an all-time low, I naturally contacted the only person I trust to be honest with me. Jeri quickly ran numbers and encouraged us to take advantage of the low rates. We are so happy we did !! This is my second refinance with Jeri, and like before the entire process was quick and easy. The notary was friendly, professional and conducted the signing in a very safe manner using the protocols we expect during these times. We will continue to recommend Jeri and her company…without hesitation !!

Kim – SAN MARCOS, California
2020-07-17
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Lynn and Paul at Pacific Mountain Capital, LLC are two of the most helpful people I have come across in years. The refinance process was made painless because of their efforts. Lynn was especially …

Jerry – VANCOUVER, Washington
2020-07-16
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Lynn and Paul at Pacific Mountain Capital, LLC are two of the most helpful people I have come across in years. The refinance process was made painless because of their efforts. Lynn was especially helpful in providing the guidance needed to navigate the refinance requirements. Lynn has proven to me that she is a great communicator, clear and concise. I don’t think I could have found a better resource. If you have a need to refinance then these are the folks to talk to.

Jerry – VANCOUVER, Washington
2020-07-16
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Lynn Hepner and her associates made our process so smooth and calming! We’ve refinanced many times before and those other companies made us feel as if we were subpar and they were rude and self-center…

Cherryl – TACOMA, Washington
2020-07-15
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Lynn Hepner and her associates made our process so smooth and calming! We’ve refinanced many times before and those other companies made us feel as if we were subpar and they were rude and self-centered. Lynn, Paul and the rest of their team are very professional and treated us like good friends. I felt like I was on a vacation! Thanks again to all of you and we WILL recommend you and WILL do all of our business with you!

Cherryl – TACOMA, Washington
2020-07-15
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Paul was great to work with – always on top of what he needed from us, promptly responding to questions and requests, and keeping us informed. Our refinance couldn’t have been smoother! I highly recom…

Peggy l – SONOMA, California
2020-07-13
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Paul was great to work with – always on top of what he needed from us, promptly responding to questions and requests, and keeping us informed. Our refinance couldn’t have been smoother! I highly recommend Paul and Lynn and the entire team.

Peggy l – SONOMA, California
2020-07-13
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It was a pleasure doing business with Paul and Lynn. They kept us updated on the process in a timely manner. Our loan opened and closed in a timely manner and I look forward to working with them in t…

Harold – CORONA, California
2020-07-01
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It was a pleasure doing business with Paul and Lynn. They kept us updated on the process in a timely manner. Our loan opened and closed in a timely manner and I look forward to working with them in the future,

Harold – CORONA, California
2020-07-01
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I can’t recommend Paul highly enough. When interest rates dropped so low, we knew we had to re-fi our mortgage. We ran into some issues because we had just taken out a 2nd loan due to a remodel, an…

Audra – VACAVILLE
2020-06-23
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I can’t recommend Paul highly enough. When interest rates dropped so low, we knew we had to re-fi our mortgage. We ran into some issues because we had just taken out a 2nd loan due to a remodel, and the company that owned the 2nd loan seemed to be doing everything in their power to throw monkey wrenches into our process. Paul worked tirelessly to get them on board, and then they sold the loan to another company that wasn’t any more helpful. It caused our loan process to drag out two months longer than it should have. Paul worked hard for us every step of the way and kept us informed as to what was going on. He fought for us, and in the end, he got us an even better loan with a better rate. We can’t recommend him enough and will definitely be a return customer. Thanks, Paul!

Audra – VACAVILLE
2020-06-23
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Jeri Groves handled my initial loan and my recent refi. She was incredibly responsive and answered all of my questions. She set my expectations and there was nothing unexpected with the numbers, so I apprecaited that…

Shannon – Phoenix, AZ
2020-06-08
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Jeri Groves handled my initial loan and my recent refi. She was incredibly responsive and answered all of my questions. She set my expectations and there was nothing unexpected with the numbers, so I apprecaited that! She assisted me with the paperwork the underwriters were requesting every step of the way. I would highly recommend Jeri and Pacific Mountain.

Shannon – Phoenix, AZ
2020-06-08
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The best way to describe this company is “Awesome”! Even durning COVID19 the process was very smooth. They were able to handle all of the hickups along the way, making my life much easier. I have refied before and this was…

Mary – Puyallup, WA
2020-06-01
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The best way to describe this company is “Awesome”! Even durning COVID19 the process was very smooth. They were able to handle all of the hickups along the way, making my life much easier. I have refied before and this was by far the best experience. Thay call you and email you and keep you up to date on everything. Now I’m locked in to the lowest rate I’ve ever seen in my life! Thank you Paul and team at Pacific Mountain Capital!!!!!

Mary – Puyallup, WA
2020-06-01
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I cannot begin to express how professional and on the ball the team at Pacific Mountain have been for us. The collective knowledge within their team is invaluable, and their…

Deborah – Antelope, CA
2020-05-20
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I cannot begin to express how professional and on the ball the team at Pacific Mountain have been for us. The collective knowledge within their team is invaluable, and their integrity, work ethic, and sense of urgency should be the benchmark for all companies like theirs to follow. Jeri is the best among their best. Our success in getting things done exactly as we needed is a testament to her commitment to excellence, and shows how very much she works for the client above all else. She is honest, knowledgeable, and she really truly cares about what is best for her clients. We are repeat customers, and will never have anyone else handle the business of mortgage for us but her and Pacific Mountain. We have recommended her to family and friends, and she worked as diligently and as tirelessly for all of them as she did for us. Thank you Jeri and Pacific Mountain. We are with you for life!

Deborah – Antelope, CA
2020-05-20
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We recently closed on a VA Re-fi with Lynn Hepner. This process went much smother than we ever could have imagined it would. Even though we were dealing with all of the difficulties of Covid 19, inc…

Debbie W. – Tahuya, WA
2020-04-17
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We recently closed on a VA Re-fi with Lynn Hepner. This process went much smother than we ever could have imagined it would. Even though we were dealing with all of the difficulties of Covid 19, including less people at work, and stay-at-home orders, etc. Lynn kept in touch and answered our phone and email messages quicker than anyone else ever has. We got a lower rate than we thought possible on a 30-year fixed mortgage and the process was exceptionally fast. Customer service was amazing. Thank you Lynn (and Paul) for the best experience EVER!

Debbie W. – Tahuya, WA
2020-04-17
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I recently refinanced my VA mortgage. Bill Cunnington shepherded me through the entire process. He did a great job, was quick to answer my concerns, and kept me in the loop on the whole process. I tru…

Michael S. – Mesa, AZ
2020-04-03
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I recently refinanced my VA mortgage. Bill Cunnington shepherded me through the entire process. He did a great job, was quick to answer my concerns, and kept me in the loop on the whole process. I truly appreciate all the time and effort he put into completing the refi.

Michael S. – Mesa, AZ
2020-04-03
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I recently refinanced with Pacific Mountain Capital and have been delighted with their service. Paul was very knowledgeable in dealing with my loan application. He was with us every step of the way fr…

Chris H. – Suffolk, VA
2020-03-29
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I recently refinanced with Pacific Mountain Capital and have been delighted with their service. Paul was very knowledgeable in dealing with my loan application. He was with us every step of the way from application, through closing and the first payment. He knows the mortgage landscape, understands the latest products and is very professional and courteous in his dealings with you. He was able to discuss the pros and cons of different lending institutions and found the best one that would work for me and my family. He answered all of my questions and was very quick to respond to emails and phone calls. I highly recommend their quality service.

Chris H. – Suffolk, VA
2020-03-29
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This is our second time working with Paul, and I couldn’t have asked for a better experience. Paul looked out for our best interest with constant communication. He walked us through the process with …

Jodi H. – Mesa, AZ
2020-03-11
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This is our second time working with Paul, and I couldn’t have asked for a better experience. Paul looked out for our best interest with constant communication. He walked us through the process with no games and straight up honesty. I would without hesitation recommend Paul for all your mortgage needs. Thank you Paul.

Jodi H. – Mesa, AZ
2020-03-11
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I was very pleased with the way Paul handed our loan. There were a few kinks, but Paul, and his business took complete care of all of them. I would highly recommend them. They stick to there word…

Walter H. – Redding, CA
2020-03-06
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I was very pleased with the way Paul handed our loan. There were a few kinks, but Paul, and his business took complete care of all of them. I would highly recommend them. They stick to there word. We are very pleased. Thank you for all your hard work.

Walter H. – Redding, CA
2020-03-06
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Hey Paul! Just few lines to thank you for the wonderful and timely job you did in obtaining and closing our loan. Great APR and other terms. We greatly appreciate your hard work and would work with y…

Jerry S. – Lancaster, CA
2020-02-22
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Hey Paul! Just few lines to thank you for the wonderful and timely job you did in obtaining and closing our loan. Great APR and other terms. We greatly appreciate your hard work and would work with you again in the future because it is hard to find people in your business who keep their promises and let you know what’s going on every step of the way. Keep up the good work! Thank you. Jerry and Lois S.

Jerry S. – Lancaster, CA
2020-02-22
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Jeri Groves, Bill Cunnington, Pacific Mountain Capital, LLC – Absolutely Outstanding! Delighted to provide my highest possible recommendation. Flat out the best mortgage experience we have had. Jeri G…

William B. – Sterling, VA
2020-02-11
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Jeri Groves, Bill Cunnington, Pacific Mountain Capital, LLC – Absolutely Outstanding! Delighted to provide my highest possible recommendation. Flat out the best mortgage experience we have had. Jeri Groves is wonderful. Completed in record time (for us) with a winning very low rate (2.750% on a 30 year fixed).

William B. – Sterling, VA
2020-02-11
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Bill helped us refinance our home. Bill made it a smooth and easy process for us. Bill was extremely professional, knowledgeable, and friendly. Always answered our phone calls and questions. Highly…

German B. – San Diego, California
2020-01-31
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Bill helped us refinance our home. Bill made it a smooth and easy process for us. Bill was extremely professional, knowledgeable, and friendly. Always answered our phone calls and questions. Highly recommend this company and Bill.

German B. – San Diego, California
2020-01-31
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Hello dear Paul and Lynn. I must say that NEVER in the past I have been so much satisfied and content with the results of refinancing my home. Lynn, from the beginning you showed me your willingness…

Miguel L. – Beaumont, CA
2020-01-15
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Hello dear Paul and Lynn. I must say that NEVER in the past I have been so much satisfied and content with the results of refinancing my home. Lynn, from the beginning you showed me your willingness and patience to answer my questions with regards to my opportunities on refinancing my home. You kindly kept in contact with me every time I received a new request for e-documents detailing the necessity of the same. You have always been there showing your dedication and professionalism. Paul, you took the time to explain to me, in detail, every significant monetary charge up to the final closing papers. I have in the past refinance my two homes several times, but no body, that I could recall, has given so much time and clarity to my concerns and questions regarding the refinancing of my home. I am very much satisfied with the outcome, and thank you both for such great job. God bless you both, always.

Miguel L. – Beaumont, CA
2020-01-15
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I was moving along with my refinance with a lender that I thought got me a really good rate, until i recieved a much better offer from Pacific Mountain. At first i was skeptical with the rate they we…

Paul R. – Pacifica, CA
2020-01-15
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I was moving along with my refinance with a lender that I thought got me a really good rate, until i recieved a much better offer from Pacific Mountain. At first i was skeptical with the rate they were offering me because i have been bombarded with calls from other lenders that didnt pull through with what Pacific Mountain offered me. But i decided to give them a try and boy, was i ever so glad i did!! Not only did Paul give me the best rate but Paul and his team were very helpful by explaining the process and a day before closing went over the documents line by line and made it easy to understand!! If you have a lender already and have a rate by all means give Pacific Mountain a call!! There was no pressuring and were very up front with everything!! I wish I would have known about Pacific Mountain when I refinanced my home awhile back!! But believe me, Pacific Mountain is my to go lenders and will refer them to anyone that asks!! Thanks again Pacific Mountain!! You saved me alot of money!!! Hope rates will go down some more so we can do it again!!!

Paul R. – Pacifica, CA
2020-01-15
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Worked with Bill in getting my Mortgage Rate down. All my paperwork was handled quickly and professionally. My closing was completed in record time. Would highly recommend Bill to my friends and fam…

Henry B. – Stafford, VA
2020-01-13
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Worked with Bill in getting my Mortgage Rate down. All my paperwork was handled quickly and professionally. My closing was completed in record time. Would highly recommend Bill to my friends and family.

Henry B. – Stafford, VA
2020-01-13
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To the PMC Team – My family and I would like to share with everyone our complete appreciation for the phenomenal service Ms. Jeri Groves provided during the refinancing of our home…. two refinances…

Mike H. – CENTREVILLE, Virginia
2019-12-12
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To the PMC Team – My family and I would like to share with everyone our complete appreciation for the phenomenal service Ms. Jeri Groves provided during the refinancing of our home…. two refinances within 10-months. I can’t imagine any possible better customer service than what Jeri provided. She earned my trust and full appreciation and I recommend to anyone looking to finance their home to first seek-out Ms. Jeri Groves. 18-months ago, several financial organizations were competing to secure my business to refinance our home. Every firm claimed to offer the best possible interest rate and lowest closing costs, and that it would be a waste of my time to seek-out other lending companies. As I was preparing to commit to one particular company, I had the good fortune of meeting Jeri, and within 24-hours she provided me an estimate identifying how PMC could save me $35k over the life of the loan. Her offer included a better interest rate with no expectation to buy-down points and had the lowest closing costs of any of the competition. In terms of customer service, Jeri was fully committed to designing the best possible offer. While I was on Christmas vacation with family and Jeri was traveling cross country, we continued to communicate. In February 2019 I closed on a great loan. In October, I was eligible for a Streamline Refinance (VA Interest Rate Reduction Refinance Loan a.k.a. IRRRL) at a lower rate. Once more, several lending agencies competed for my business… but again, Jeri presented a far better loan, lowing my interest rate by a full 1% and offering the lowest closing cost. The IRRRL enabled me to lower my monthly mortgage by $335… a savings of $4,020 per year and $120,600 over the life of the loan. Jeri earned our business as well as our future business. My wife and I are grateful for the wonderful loan service she provided. We think very highly of Jeri, her integrity, communication skills, patience, and commitment to help. She enabled us to exceed our financial objectives brought about by refinancing our home. Jeri’s involvement had a major impact during a time of heightened family stress brought on by financial concerns. I can’t imagine any possible better customer service than what Jeri provided. She earned my trust and full appreciation and I’ve recommend to my friends who are looking to finance their home to first seek-out Ms. Jeri Groves and Pacific Mountain Capital. Thank you Jeri and thank you PMC, Mike & Angie Harris US Army

Mike H. – CENTREVILLE, Virginia
2019-12-12
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Mr. Cunnington, We want to share our appreciation for services and support rendered by your staff and specifically Paul Hepner. It is our impression that Paul is unique professional in your industr…

Jim L. – Sacramento, CA
2019-11-19
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Mr. Cunnington, We want to share our appreciation for services and support rendered by your staff and specifically Paul Hepner. It is our impression that Paul is unique professional in your industry! Paul was a dream come true, he obtained the best rate and saved us from making a ver big mistake. I will start from the beginning of our relationship: We were about to finalized a refinance transaction with USAA when one of your staff called and spoke to my wife stating that your organization was able to share the many options available to us at a very reasonable cost and low interest rate. AFTER Speaking to PAUL we IMMEDIATELY cancelled the USSA transaction saving us thousands of dollars and much higher interest rate. Paul never lost sight of our objectives and time frame, he commanded the transaction in a graceful manner. When he required our assistance he was clear on his instructions allowing us to fully understand our responsibilities. What was a difficult and frustrating experience with USAA was a delight working with Paul and your other staff! Finally, company Image is a critical goal for all company executives, you should be very proud of your staff for they are a true delight to work with. We will continue to share our successful experience with our community of friends and wish you and your staff continued success.

Jim L. – Sacramento, CA
2019-11-19
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I have to say I have done a few re-fis and Paul definitely made the process easily and fluid. Even when there were small issues, he would jump in to save the day. He was really good at keeping us (my…

Kenneth S. – Vancouver, WA
2019-11-15
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I have to say I have done a few re-fis and Paul definitely made the process easily and fluid. Even when there were small issues, he would jump in to save the day. He was really good at keeping us (my wife and I) informed of the progress and where we were in the process. If I ever need to do a re-fi he will be the first person I call.

Kenneth S. – Vancouver, WA
2019-11-15
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Paul and his team are awesome. It was our first purchase where we went through a brokerage-style process for the lending, but it was an excellent experience. Paul took the time to really get to know u…

Logan C. – Washington, DC
2019-09-24
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Paul and his team are awesome. It was our first purchase where we went through a brokerage-style process for the lending, but it was an excellent experience. Paul took the time to really get to know us and our situation, got us an AMAZING rate (and money back at closing!) and really went above and beyond to get us to close. While there were some setbacks with a back-to-back VA close and a shift in the kind of underwriting because of a low appraisal (neither of which are Pacific Mountain’s fault, of course), they were excellent advocates for us. Paul is knowledgeable, straightforward, no-nonsense, and helpful. We’d go with Pacific Mountain again in a heartbeat.

Logan C. – Washington, DC
2019-09-24
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Thanks for making everything so nice and easy and keeping me updated on everything as it folded out! Especially thank you for being so open and honest on everything! With so many scams out there, it’s…

Robert S. – Menifee, California
2019-09-17
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Thanks for making everything so nice and easy and keeping me updated on everything as it folded out! Especially thank you for being so open and honest on everything! With so many scams out there, it’s hard to know who you’re dealing with glad to know there’s someone who is still honest and the real deal I will highly recommend you to everyone! Take care.

Robert S. – Menifee, California
2019-09-17
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Just finished our refi and couldn’t be happier with Paul Hepner and the professionals at Pacific Mountain Capital. We feel well informed, well treated and completely satisfied with the way th…

Michael T. – mesa, AZ
2019-08-29
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27 mins Just finished our refi and couldn’t be happier with Paul Hepner and the professionals at Pacific Mountain Capital. We feel well informed, well treated and completely satisfied with the way they handled everything. We highly recommend them and the way they do business. Thank You Mike Truscott Laura Newhouse

Michael T. – mesa, AZ
2019-08-29
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Thank you for giving us such a great deal. We were constantly bombarded by our current lender Home Point and other lenders, but you were the one that delivered. Home Point wasn’t happy in losing th…

Thomas H. – Mesa, Arizona
2019-08-26
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Thank you for giving us such a great deal. We were constantly bombarded by our current lender Home Point and other lenders, but you were the one that delivered. Home Point wasn’t happy in losing the loan and tried to get us to stay with them. But their business wasn’t up to the task so we moved forward. They said they would match, then sent docs reflecting 3.8% instead. A much higher rate than you gave us. Integrity and honesty wins every time!

Thomas H. – Mesa, Arizona
2019-08-26
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We are so happy with Pacific Mountain Capital, Bill and his entire staff. They were able to streamline my VA loan and save us $280 a month. They made the process very easy, inexpensive and always we…

MIlton P. – Thousand Oaks, CA
2019-07-24
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We are so happy with Pacific Mountain Capital, Bill and his entire staff. They were able to streamline my VA loan and save us $280 a month. They made the process very easy, inexpensive and always were available to answer questions. We can’t say enough good things about them. Thank you.

MIlton P. – Thousand Oaks, CA
2019-07-24
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This is the 2nd VA loan I did with Bill. He helped me a ton with my first loan and then when rates dropped he streamlined my rate much lower. Made the entire process very easy. I hope rates drop a…

Richard B. – Manteca, CA
2019-07-24
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This is the 2nd VA loan I did with Bill. He helped me a ton with my first loan and then when rates dropped he streamlined my rate much lower. Made the entire process very easy. I hope rates drop again so he can save me more!

Richard B. – Manteca, CA
2019-07-24
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It was a pleasure working with Jeri on our refinance. She was extremely responsive and kept us informed at every step of the process. I have never worked with anyone who works as hard as she does, r…

Kim
2019-07-10
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It was a pleasure working with Jeri on our refinance. She was extremely responsive and kept us informed at every step of the process. I have never worked with anyone who works as hard as she does, responding to my questions and concerns after hours and on weekends !! My husband and I will definitely recommend her to anyone that is need of the services her office provides….without hesitation !!

Kim
2019-07-10
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I have to say that Paul and his entire company have been the best Mortgage people I have ever dealt with. He was kind and loving and very honest. It is hard today to find people and companies with t…

Sharon F. – Mossyrock, WA
2019-07-10
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I have to say that Paul and his entire company have been the best Mortgage people I have ever dealt with. He was kind and loving and very honest. It is hard today to find people and companies with the heart and compassion this company has in its people. I would recommend your company and Paul to anyone who is looking to refinance or purchase a new home. Love your company

Sharon F. – Mossyrock, WA
2019-07-10
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I loved working with Paul. He was very knowledgeable walked me through the entire process to help me feel at ease throughout the entire refi. I highly recommend working with Paul, he went above and be…

Alejandra G. – Bell, Ca.
2019-07-05
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I loved working with Paul. He was very knowledgeable walked me through the entire process to help me feel at ease throughout the entire refi. I highly recommend working with Paul, he went above and beyond to get me the best rate possible!

Alejandra G. – Bell, Ca.
2019-07-05
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Paul Hepner, our PMC agent, was so wonderful! His patience with me as I learned how to convert all my records to PDF’s kept me going when I wanted to throw in the towel! This refi will change our li…

Alicia F. – Buckeye, Arizona
2019-05-17
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Paul Hepner, our PMC agent, was so wonderful! His patience with me as I learned how to convert all my records to PDF’s kept me going when I wanted to throw in the towel! This refi will change our lives for the better in many ways. We could not be happier with our experience with PMC. Thank you!

Alicia F. – Buckeye, Arizona
2019-05-17
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Paul Hepner was the greatest. Paul helped us refinance 6 months ago. We were able to payoff our debts and 6 months later we were able to refinance to a lower interest rate. Thanks so much Paul!

Richard R. – Grand Terrace, Ca
2019-05-16
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Paul Hepner was the greatest. Paul helped us refinance 6 months ago. We were able to payoff our debts and 6 months later we were able to refinance to a lower interest rate. Thanks so much Paul!

Richard R. – Grand Terrace, Ca
2019-05-16
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Paul was absolutely the BEST. We were first time home buyers and he explained the entire process in a way we could understand. He made the whole process as simple as possible and Dress Free. Paul, you…

Jenn G. – Chandler, Arizona
2019-04-22
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Paul was absolutely the BEST. We were first time home buyers and he explained the entire process in a way we could understand. He made the whole process as simple as possible and Dress Free. Paul, you are awesome! Thank you for helping us with our dream!

Jenn G. – Chandler, Arizona
2019-04-22
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I have only good things to say about my experience with Pacific Mountain Capital LLC, specifically Mike Berg, my AZPMC loan officer. Truth be told, I didn’t expect PMC to be able to help me because I…

Samuel R. – Los Banos, California
2019-03-27
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I have only good things to say about my experience with Pacific Mountain Capital LLC, specifically Mike Berg, my AZPMC loan officer. Truth be told, I didn’t expect PMC to be able to help me because I had only purchased my new home only a few short months prior. Mike encouraged me to give him a chance and he came through BIG TIME. I was unexpectedly surprised to hear that he could definitely lower my interest rate and save me money on my monthly mortgage payments. My monthly payments were reduced by over $200 per month after only making three payments on my original mortgage! The process was simple and free of exhaustive and stressful paperwork. I highly recommend Mike Berg and AZPMC, for any home loans, whether your purchasing, refinancing, or borrowing against your mortgage.

Samuel R. – Los Banos, California
2019-03-27
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This is the 3rd home I have purchased through Jeri. It doesn’t matter who my friends recommend to me, she always beats their rates. Jeri sends me text alerts, emails, and stays on top of everything. S…

Jack C. – Mesa, AZ
2019-03-12
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This is the 3rd home I have purchased through Jeri. It doesn’t matter who my friends recommend to me, she always beats their rates. Jeri sends me text alerts, emails, and stays on top of everything. She explains the “why ” behind certain things which I like. On my 2nd home, I asked another lender what my rate would be if I locked it in. He took 2 days to respond and said it would be between (x and y). I text Jeri, within 10 minutes she responded with an exact number of what my rate would be. I am 100% sold on Jeri, where she goes, I will go. Her service, rates, and knowledge has always been above 5 stars!

Jack C. – Mesa, AZ
2019-03-12
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My current bank tried to refinance my home, promised me a “great deal” that they couldn’t close on. Bill got my loan done with ease and no issues. Even after the bank said the VA wouldn’t do my loa…

John A. – Crescent City, CA
2019-03-01
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My current bank tried to refinance my home, promised me a “great deal” that they couldn’t close on. Bill got my loan done with ease and no issues. Even after the bank said the VA wouldn’t do my loan. So happy we closed our loan with Bill and his company. Would recommend to any veteran, especially if you get a “too good to be true” offer from someone else.

John A. – Crescent City, CA
2019-03-01
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We closed our VA loan with Bill and he saved us $1,300 a month. We could not be happier that he contacted us and saved us so much money. We would recommend him to anyone.

Ron F. – Mesa, AZ
2019-01-18
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We closed our VA loan with Bill and he saved us $1,300 a month. We could not be happier that he contacted us and saved us so much money. We would recommend him to anyone.

Ron F. – Mesa, AZ
2019-01-18
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Bill got me a great loan with a low rate even with some credit issues, got me money back to pay bills and make life a little easier. Thanks again.

Esteban R. – Norfolk, VA
2019-01-08
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Bill got me a great loan with a low rate even with some credit issues, got me money back to pay bills and make life a little easier. Thanks again.

Esteban R. – Norfolk, VA
2019-01-08
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I am very pleased with Paul Hepner. He and Pacific Mountain Capital made the refinancing process smooth and easy. The communication during the process was excellent.

Joellen N. – LA Center, WASHINGTON
2018-07-01
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I am very pleased with Paul Hepner. He and Pacific Mountain Capital made the refinancing process smooth and easy. The communication during the process was excellent.

Joellen N. – LA Center, WASHINGTON
2018-07-01
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Bill is amazing. He was able to help us with a difficult purchase and was able to switch lenders and still close on time . We were very impressed with his professionalism and patience! I have my house because of him. Thank you !!

Herve L. – Los Angeles , Ca
2018-07-04
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Bill is amazing. He was able to help us with a difficult purchase and was able to switch lenders and still close on time . We were very impressed with his professionalism and patience! I have my house because of him. Thank you !!

Herve L. – Los Angeles , Ca
2018-07-04
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Had an amazing experience! They helped me and my family buy our dream home. Bill our broker was on top of everything. Highly recommended.

A G.
2018-07-14
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Had an amazing experience! They helped me and my family buy our dream home. Bill our broker was on top of everything. Highly recommended.

A G.
2018-07-14
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I worked with Jeri Groves on my refi. She was wonderful. She went out of her way to take the stress out of the process. She notified me ahead of time about things that went along with the process. She explained things in layman’s terms that made everything much easier. I highly recommend using her for your refinancing needs.

A G.
2018-07-14
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I worked with Jeri Groves on my refi. She was wonderful. She went out of her way to take the stress out of the process. She notified me ahead of time about things that went along with the process. She explained things in layman’s terms that made everything much easier. I highly recommend using her for your refinancing needs.

A G.
2018-07-14
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Thanks so much for a fast and efficient refi. I think this is the smoothest of all the times we refinanced.

Jerry L.
2018-08-14
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Thanks so much for a fast and efficient refi. I think this is the smoothest of all the times we refinanced.

Jerry L.
2018-08-14
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My wife & I loved working with Jeri. She made a stressful process much better with her positive attitude & diligent work.

Bruce C. – Surprise, AZ
2018-09-04
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My wife & I loved working with Jeri. She made a stressful process much better with her positive attitude & diligent work.

Bruce C. – Surprise, AZ
2018-09-04
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Bill was great, worked hard with our situation, got our bills paid and even with rough credit got us a low VA fixed rate and saved us $875 a month.

Ray S. – Walnut, CA
2018-09-20
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Bill was great, worked hard with our situation, got our bills paid and even with rough credit got us a low VA fixed rate and saved us $875 a month.

Ray S. – Walnut, CA
2018-09-20
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Fast closing, took 2 weeks. Skipped 2 months payments, saved a lot each month. Closing was the fastest and easiest we ever had. Plus the rate we got was way better than anything we could find. Thank you for the great job Bill.

James H – Whittier, CA
2018-10-29
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Fast closing, took 2 weeks. Skipped 2 months payments, saved a lot each month. Closing was the fastest and easiest we ever had. Plus the rate we got was way better than anything we could find. Thank you for the great job Bill.

James H – Whittier, CA
2018-10-29
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I had a great team with bill and Nicole any questions and Nicole was right on it and Bill was always making sure it was right .Thanks

Eugene M. – Greenvalley, AZ
2016-07-29
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I had a great team with bill and Nicole any questions and Nicole was right on it and Bill was always making sure it was right .Thanks

Eugene M. – Greenvalley, AZ
2016-07-29
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Great working with Bill. He helped me to understand the loan process from beginning to end.

Frank F. – Phoenix, AZ
2016-09-19
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Great working with Bill. He helped me to understand the loan process from beginning to end.

Frank F. – Phoenix, AZ
2016-09-19
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Bill and his team found us a great loan, guided us through the process skillfully and adeptly tackled some thorny issues along the way. They were always available by phone and email, and we couldn’t have been happier with the process and the outcome!

David J. – Berkeley, CA
2016-09-22
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Bill and his team found us a great loan, guided us through the process skillfully and adeptly tackled some thorny issues along the way. They were always available by phone and email, and we couldn’t have been happier with the process and the outcome!

David J. – Berkeley, CA
2016-09-22
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Just recently I had a pleasure of doing my home refinance with Bill. I am glad to say my experience with Bill was great, my transactions went very smoothly and we were able to close in a very short time . I would recommend him to anyone!

Sushila G. – Elk Grove , CA
2017-03-16
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Just recently I had a pleasure of doing my home refinance with Bill. I am glad to say my experience with Bill was great, my transactions went very smoothly and we were able to close in a very short time . I would recommend him to anyone!

Sushila G. – Elk Grove , CA
2017-03-16
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Paul Hepner was a huge help with my questions and gave me the help that I have been searching for. I highly recommende him and can say I am very happy to have called him for my concerns. Thank you so much have a great day.

Ernesto S. – Apple Valley, CA
2017-09-05
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Paul Hepner was a huge help with my questions and gave me the help that I have been searching for. I highly recommende him and can say I am very happy to have called him for my concerns. Thank you so much have a great day.

Ernesto S. – Apple Valley, CA
2017-09-05
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I can honestly say, Paul Hepner has provided the best customer service anyone can ask for. The team at Pacific Mountain work fast, with superb efficiency. I would recommend them to everyone. Hassle free, no long waits and delays, no bait and switch at final numbers, no funny business. 100% PROFESSIONAL!!. Thank you for everything.

Giovanni E. – Mesa, Arizona
2018-02-19
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I can honestly say, Paul Hepner has provided the best customer service anyone can ask for. The team at Pacific Mountain work fast, with superb efficiency. I would recommend them to everyone. Hassle free, no long waits and delays, no bait and switch at final numbers, no funny business. 100% PROFESSIONAL!!. Thank you for everything.

Giovanni E. – Mesa, Arizona
2018-02-19
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Great guy, fast service, got me a great deal without any hassle at all. Great rate on a VA loan, no one could come close. Would use Bill again. Thank you very much.

Terris W. – San Francisco
2018-06-14
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Great guy, fast service, got me a great deal without any hassle at all. Great rate on a VA loan, no one could come close. Would use Bill again. Thank you very much.

Terris W. – San Francisco
2018-06-14
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Had an amazing experience! They helped me and my family buy our dream home. Bill our broker was on top of everything. Highly recommended.

Marlene L.
2018-06-15
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Had an amazing experience! They helped me and my family buy our dream home. Bill our broker was on top of everything. Highly recommended.

Marlene L.
2018-06-15
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I used Jeri Groves on my refinance. She explained everything and made the process as painless as possible. She took the time to reassure me during the refi and I would highly recommend her and this office to anyone considering a refi. I am very satisfied!

Lisa C. – Peoria
2018-06-15
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I used Jeri Groves on my refinance. She explained everything and made the process as painless as possible. She took the time to reassure me during the refi and I would highly recommend her and this office to anyone considering a refi. I am very satisfied!

Lisa C. – Peoria
2018-06-15
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The people at Pacific Mountain were the best, so helpful. They paid off all my debt and I got a big check to do home improvements. I am so grateful.

Anna M. – Richmond, CA
2018-06-18
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The people at Pacific Mountain were the best, so helpful. They paid off all my debt and I got a big check to do home improvements. I am so grateful.

Anna M. – Richmond, CA
2018-06-18
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Paul hepner was amazing to my family and I while he helped in the process of buying my first home. He was truly a blessing. Thanks again Paul, you rock .

Todd K. – Phoenix, AZ
2018-06-30
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Paul hepner was amazing to my family and I while he helped in the process of buying my first home. He was truly a blessing. Thanks again Paul, you rock .

Todd K. – Phoenix, AZ
2018-06-30
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Bill got our VA mortgage done and bills paid off very fast. It was the easiest loan we have ever done. No hassle and a very smooth closing. Will use him again for a loan.

Jovito M. – Chula Vista, CA – 2018-11-15
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Bill got our VA mortgage done and bills paid off very fast. It was the easiest loan we have ever done. No hassle and a very smooth closing. Will use him again for a loan

Jovito M. – Chula Vista, CA – 2018-11-15