My husband and I had an amazing experience working with Paul! As a real estate broker, I work with tons of lenders. I often advise my clients on whether or not to accept a contract based on who a lender is. It is that crucial. Paul exceeded all of our expectations from day one mainly from excellent communication throughout the process and just plain honesty in what would work best for our situation. It is really that simple and rare! Paul was extremely thorough in explaining the loan and didn’t rush to get off the phone to get to the next person (lenders are slammed right now). Not only as a lender, but just as a business person in general, he is definitely in the top tier. He will 100% take great care of you. I have already begun recommending him to my sphere.