Paul went above and beyond…again. Through absolutely no fault of his, we seem to have the worst luck, meaning hiccups happening, when we re-finance. Last year, it was due to our 2nd mortgage being sold during our re-fi and both the old and new 2nd mortgage companies dragging their feet. Paul stuck with it then and stayed on those companies until we got it done. This year, we again had a mortgage sold during our re-fi process as well as the same uncooperative 2nd mortgage company, and Paul stayed on top of it to keep things moving. I can’t imagine trying to keep all of the parts working like he did in addition to always trying to get the best deal for us that he could. Paul will always be my first call for my mortgage business.