Usually a little hesitant to take calls on refinance opportunities as I thought we had a good rate that could not likely be beat and frankly we are inundated with opportunities via phone and the mail. I sure am glad I took this call from Lynn & Paul Hepner. Just an incredibly knowledgeable team that provided a seamless experience that helped us consolidate mortgage debt and save a significant amount of money, while streamlining our investments. Having worked many loan transactions for various properties over time, this was by far the best experience. Highly recommend this team!