Hello dear Paul and Lynn. I must say that NEVER in the past I have been so much satisfied and content with the results of refinancing my home. Lynn, from the beginning you showed me your willingness and patience to answer my questions with regards to my opportunities on refinancing my home. You kindly kept in contact with me every time I received a new request for e-documents detailing the necessity of the same. You have always been there showing your dedication and professionalism. Paul, you took the time to explain to me, in detail, every significant monetary charge up to the final closing papers. I have in the past refinance my two homes several times, but no body, that I could recall, has given so much time and clarity to my concerns and questions regarding the refinancing of my home. I am very much satisfied with the outcome, and thank you both for such great job. God bless you both, always.