I really wanted to share the experience that I recently had working Zach Salzman doing a refinance on my home that I had purchased approximately one year earlier. The contacts and really relationship started with a cold call with me being it would not be an understatment to say I was one reluctant untrusting customer. Zach was very patient, understanding, answering my questions and concerns while applying no pressure. After several follow up conversations and of course digging into the numbers he gained my trust and business with a great option that significantly lowered my rate saving me money in the short term as well as the longterm. Zach was the ultimate professional gaining not only my business but also my friendship which I’m pretty careful about providing. 5 stars for sure and would highly recomend him to others as well as friends and family. Thank you Zach!